Centre County property record for 261 E Main St, Howard, PA 16841 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1988 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,900 (Apr 2002) |
| Tax Bill | $2,467 (2026) |
| Deeds & Mortgages | Feb 2005 Second Mortgage Oct 2006 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08-005A,017-,0000 |
| Primary APN | 08-005A,017-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 261 E MAIN ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10100 |
Source: Centre County records · APN 08-005A,017-,0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 261 E MAIN ST, HOWARD, PA 16841-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DECISION ONE MORTGAGE CO |
| Oct 26, 2006 | Deed of Trust, Mortgage SUNTRUST MORTGAGE INC |
| Oct 26, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUNTRUST MORTGAGE INC |
| Feb 25, 2005 | Deed of Trust, Mortgage DECISION ONE MORTGAGE COMPANY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2002 · Amount on Record |
| Deed Sale | Apr 23, 2002 · Amount on Record |
| Deed Book / Page | 1358 / 848 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 261 E MAIN ST, HOWARD, PA 16841-3523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01794/0343 |
|---|---|
| Date | Feb 25, 2005 |
| Book Page | 1794/0343 |
| Instrument | 001544 |
| Name | DECISION ONE MORTGAGE CO |
|---|---|
| Type | Subprime Lender |
| Address | CHARLOTTE, NC 28287 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 05, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 261 E MAIN ST, HOWARD, PA 16841-3523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01975/0373 |
|---|---|
| Date | Oct 26, 2006 |
| Book Page | 1975/0373 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 261 E MAIN ST, HOWARD, PA 16841-3523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01975/0374 |
|---|---|
| Date | Oct 26, 2006 |
| Book Page | 1975/0374 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 261 E MAIN ST, HOWARD, PA 16841-3523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01794/0325 |
|---|---|
| Date | Feb 25, 2005 |
| Book Page | 1794/0325 |
| Instrument | 001543 |
| Name | DECISION ONE MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28287 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 05, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.39% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Index | LIBOR |
Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Howard Township |
| Unified School District | Bald Eagle Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,467.00 (+1.94%) | $33,700 (-) Land $5,000 Building $28,700 | |
| 2025 | $67,400 (-) Land $10,000 Building $57,400 | ||
| 2024 | $2,420.00 | $33,700 Land $5,000 Building $28,700 | |
| 1994 | $67,400 Land $10,000 Building $57,400 |
Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420270101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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