276 Colonial Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 276 Colonial Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,279 sqft · built 1992
Lot Size	0.921 acres (40,119 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Mar 2023)
Tax Bill	$7,064 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:018-04250 B:115 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:018-04250 B:115 L:0`
Alternative APNs	`LUDL M:18 B:4250 P:115` `2470`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,279 sqft Living Area
Gross Area	4,125 sqft
Basement Area	479 sqft
Unfinished Basement	479 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,119 sqft (0.921 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2470
Street Address	276 COLONIAL DR
City	LUDLOW
State	MA
Zip	01056-1177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4250
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2005
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	276 COLONIAL DR, LUDLOW, MA 01056-1177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Prior Sale	Apr 26, 2005
Deed Book / Page	24930 / 155
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Mar 7, 2023
Property Address	276 COLONIAL DR, LUDLOW, MA 01056-1177
Document Number	024930-155
Book / Page	24930 / 155
Instrument Date	Mar 7, 2023
Instrument	10431
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 MUNSING AVE, LUDLOW, MA 01056-1317

Mortgage

Document Number	0000010432
Date	Mar 7, 2023
Instrument	10432

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,064.00 (+0.68%)	$441,200 (+9.1%) Land $114,700 Building $326,500	$494,211 (+7.24%)
2025	$7,016.00 (-4.35%)	$404,400 (-0.27%) Land $104,300 Building $300,100	$460,845 (+10.22%)
2024	$7,335.00 (+4.26%)	$405,500 (+12.45%) Land $104,300 Building $301,200	$418,095
2023	$7,035.00	$360,600 Land $91,500 Building $269,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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