260 Colonial Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 260 Colonial Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,504 sqft · built 1991
Lot Size	0.925 acres (40,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Nov 2023)
Tax Bill	$7,627 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:018-04250 B:114 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:018-04250 B:114 L:0`
Alternative APNs	`LUDL M:18 B:4250 P:114` `2469`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	4,288 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,293 sqft (0.925 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2469
Street Address	260 COLONIAL DR
City	LUDLOW
State	MA
Zip	01056-1177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PENWOOD ESTATES
Legal Block	4250
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2005
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 COLONIAL DR, LUDLOW, MA 01056-1177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit ALDEN CREDIT UNION
Nov 17, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ALDEN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Mar 27, 1992 · Amount on Record
Deed Document Number	202354883
Deed Book / Page	25230 / 435
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Recording Date	Aug 21, 2026
Property Address	260 COLONIAL DR, LUDLOW, MA 01056-1177
Document Number	0000040186
Book / Page	26473 / 514
Instrument Date	Aug 17, 2026
Instrument	202640186
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 COLONIAL DR, LUDLOW, MA 01056-1177

Mortgage

Document Number	0000040186,
Date	Aug 21, 2026
Book Page	26473/514
Instrument	202640186

Lender

Name	ALDEN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Nov 17, 2023
Property Address	260 COLONIAL DR, LUDLOW, MA 01056-1177
Document Number	025230-435
Book / Page	25230 / 435
Instrument Date	Nov 17, 2023
Instrument	54883
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 BRIMFIELD ST, LUDLOW, MA 01056-3541

Mortgage

Document Number	0000054884
Date	Nov 17, 2023
Instrument	54884

Lender

Name	ALDEN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Type Change Date	Nov 17, 2023
Max Rate At Change	2.88%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,627.00 (+0.75%)	$476,400 (+9.19%) Land $114,900 Building $361,500	$530,625 (+6.59%)
2025	$7,570.00 (+3.5%)	$436,300 (+7.91%) Land $104,400 Building $331,900	$497,800 (+10.81%)
2024	$7,314.00 (+2.24%)	$404,300 (+10.25%) Land $104,400 Building $299,900	$449,255
2023	$7,154.00	$366,700 Land $91,600 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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