2759 Windemere Ct, Middleburg, FL 32068 Property Records

Clay County property record for 2759 Windemere Ct, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 1995
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,100 (Oct 1995)
Tax Bill	$2,254 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-05-25-010084-012-17`

Property Details

APN / Parcel Number

Primary APN	`19-05-25-010084-012-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,767 sqft Heated Area
Gross Area	2,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	104,108 sqft (2.39 acres)
Lot Dimensions	539 ft deep x 202 ft wide
Garage Area	600 sqft

Exterior Amenities

Pool Area	448 sqft
Porch	Porch
Porch Area	421 sqft
Storage Building	558 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2759 WINDEMERE CT
City	MIDDLEBURG
State	FL
Zip	32068-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT E WIND HOVER AS REC O R 1571 PG 2101
Legal Range	25
Legal Township	05
Legal Section	19
Legal Subdivision	WIND HOVER
Legal Lot Number	E
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1011
Census Tract	31203

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2759 WINDEMERE CT, MIDDLEBURG, FL 32068-5814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Dec 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 16, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS
Jan 13, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 1995 · Amount on Record
Deed Sale	Oct 5, 1995 · Amount on Record
Deed Document Number	0015712101
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2759 WINDEMERE CT, MIDDLEBURG, FL 32068-5814
Transaction Type	Mortgage
Record Updated	Feb 8, 2024
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2759 WINDEMERE CT, MIDDLEBURG, FL 32068-5814

Mortgage

Document Number	0047870374
Date	Jan 16, 2024
Book Page	4787/374
Instrument	2024001890

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2759 WINDEMERE CT, MIDDLEBURG, FL 32068-5814
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2759 WINDEMERE CT, MIDDLEBURG, FL 32068-5814

Mortgage

Document Number	0046720096
Date	Dec 5, 2022
Book Page	4672/96
Instrument	2022070457

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2032

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2759 WINDEMERE CT, MIDDLEBURG, FL 32068-5814
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044491360
Date	Apr 28, 2021
Book Page	4449/1360
Instrument	2021026344

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2759 WINDEMERE CT, MIDDLEBURG, FL 32068-5814
Document Number	0043191281
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2759 WINDEMERE CT MIDDLEBURG FL 320685814, MIDDLEBURG, FL 32068-5814

Mortgage

Document Number	0043191281
Date	Jun 18, 2020
Book Page	004319/001281
Instrument	30006

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	2759 WINDEMERE CT, MIDDLEBURG, FL 32068-5814
Document Number	0040811591
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2759 WINDEMERE CT MIDDLEBURG FL 320685814, MIDDLEBURG, FL 32068-5814

Mortgage

Document Number	0040811591
Date	May 8, 2018
Book Page	004081/001591
Instrument	23498

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Interest

Rate	3.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2759 WINDEMERE CT, MIDDLEBURG, FL 32068-5814
Document Number	0039361101
Book / Page	003936 / 001101
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2759 WINDEMERE CT MIDDLEBURG FL 320685814, MIDDLEBURG, FL 32068-5814

Mortgage

Document Number	0039361101
Date	Jan 20, 2017
Book Page	003936/001101
Instrument	3182

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$181,892 (+5.99%)	$406,669 (+4.24%) Land $59,750 Building $346,919
2023	$2,254.00 (+8.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$171,618 (+3%)	$390,126 (+17.06%) Land $59,750 Building $330,376
2022	$2,069.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$166,620	$333,256 Land $43,020 Building $290,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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