2753 Andes Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2753 Andes Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 2002
Lot Size	0.335 acres (14,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Mar 2022)
Tax Bill	$4,312 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-30-0805-0001-0110`

Property Details

APN / Parcel Number

Primary APN	`11-26-30-0805-0001-0110`
Alternative APNs	`263011080500010110` `83978`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,574 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,592 sqft (0.335 acres)
Lot Dimensions	149 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	104 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2753 ANDES WAY
City	SAINT CLOUD
State	FL
Zip	34769-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	VILLAS DEL CASTILLO PB 5 PG 182 LOT 11
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	VILLAS DEL CASTILLO
Legal Tract	805
Legal Block	110
Legal Lot Number	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2020
Census Tract	43303

Owner

Source: Osceola County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2753 ANDES WAY, SAINT CLOUD, FL 34769-5220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Intrafamily Transfer, Transfer
Jan 26, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Jun 17, 2011 · Amount on Record
Deed Document Number	202238973
Deed Book / Page	6168 / 2522
Last Transfer Date	Dec 17, 2025
Transfer Doc	0069122310
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 26, 2026
Property Address	2753 ANDES WAY, SAINT CLOUD, FL 34769-5220
Document Number	0069122312
Book / Page	6912 / 2312
Map Reference	MB 5 PG 182
Instrument Date	Jan 15, 2026
Instrument	2026010907
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2753 ANDES WAY, SAINT CLOUD, FL 34769-5220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2753 ANDES WAY, SAINT CLOUD, FL 34769-5220

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 26, 2026
Property Address	2753 ANDES WAY, SAINT CLOUD, FL 34769-5220
Document Number	0069122310
Book / Page	6912 / 2310
Map Reference	MB 5 PG 182
Instrument Date	Dec 17, 2025
Instrument	2026010906
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2753 ANDES WAY, SAINT CLOUD, FL 34769-5220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3749

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 10, 2022
Property Address	2753 ANDES WAY, SAINT CLOUD, FL 34769-5220
Document Number	0061682522
Book / Page	6168 / 2522
Map Reference	MB 5 PG 182
Instrument Date	Mar 8, 2022
Instrument	2022038973
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	TITLE ONE FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1424 HAMLIN AVEF, 1424, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2753 ANDES WAY, SAINT CLOUD, FL 34769-5220

Mortgage

Document Number	0061682524
Date	Mar 10, 2022
Instrument	6168/2524

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2753 ANDES WAY, SAINT CLOUD, FL 34769-5220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052690634
Date	Jan 16, 2018
Book Page	5269/0634
Instrument	2018007701

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,312.00 (+0.3%) Homeowner's exemption	$283,800 (+3.69%) Land $65,000 Building $218,800	$283,800 (+3.69%) Land $65,000 Building $218,800
2024	$4,299.00 (-12.85%)
2023	$4,933.00 (+424.79%)	$273,700 (+190.25%) Land $60,000 Building $213,700	$273,700 (+31.78%) Land $60,000 Building $213,700
2022	$940.00 Homeowner's exemption	$94,297	$207,700 Land $55,000 Building $152,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon.

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