2749 Andes Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2749 Andes Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 2024
Lot Size	0.228 acres (9,931 sqft)
Owner	Individual Name on File
Last Sale	$399,500 (May 2025)
Tax Bill	$6,182 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-30-0805-0001-0120`

Property Details

APN / Parcel Number

Primary APN	`11-26-30-0805-0001-0120`
Alternative APNs	`263011080500010120` `83979`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,571 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,571 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,931 sqft (0.228 acres)
Lot Dimensions	134 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	380 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2749 ANDES WAY
City	SAINT CLOUD
State	FL
Zip	34769-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	VILLAS DEL CASTILLO PB 5 PG 182 LOT 12
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	VILLAS DEL CASTILLO
Legal Tract	805
Legal Block	120
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2020
Census Tract	43303

Owner

2749 Andes Way is owned and occupied by an individual who bought it in May 2025.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	2749 ANDES WAY, SAINT CLOUD, FL 34769-5220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2024	Quit Claim Deed, Transfer Quitclaim
Sep 19, 2023	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Sep 19, 2023 · Amount on File
Deed Document Number	202562855
Deed Book / Page	6789 / 1815
Prior Transfer Date	Feb 7, 2024
Prior Transfer Doc	0065461293
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 19, 2025
Property Address	2749 ANDES WAY, SAINT CLOUD, FL 34769-5220
Document Number	0067891815
Book / Page	6789 / 1815
Map Reference	MB 5 PG 182
Instrument Date	Mar 27, 2025
Instrument	2025062855
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	SIMPLY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,796.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13605 MCMILLAN DR, ORLANDO, FL 32827-4010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2749 ANDES WAY, SAINT CLOUD, FL 34769-5220

Mortgage

Document Number	0067891822
Date	May 19, 2025
Instrument	6789/1822

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2055

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 7, 2024
Property Address	2749 ANDES WAY, SAINT CLOUD, FL 34769-5220
Document Number	0065461293
Book / Page	6546 / 1293
Map Reference	MB 5 PG 182
Instrument Date	Feb 7, 2024
Instrument	2024016513
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2634 LANCASTER RIDGE DR, DAVENPORT, FL 33837-1738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 DIAMOND LOOP DR, KINDRED, FL 34744-6068

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 19, 2023
Property Address	2749 ANDES WAY, SAINT CLOUD, FL 34769-5220
Document Number	0064760791
Book / Page	6476 / 791
Map Reference	MB 5 PG 182
Instrument Date	Sep 15, 2023
Instrument	2023123288
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 701336, SAINT CLOUD, FL 34770-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2634 LANCASTER RIDGE DR, DAVENPORT, FL 33837-1738

Tax Assessment & Valuation

The 2025 property tax bill for 2749 Andes Way was $6,182, up 432.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,182.00 (+432.93%)	$345,200 Land $65,000 Building $280,200	$345,200 Land $65,000 Building $280,200
2024	$1,160.00 (+36.63%)
2023	$849.00 (+9.55%)	$60,000 (+9.09%) Land $60,000	$60,000 (+9.09%) Land $60,000
2022	$775.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2749 Andes Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2749 Andes Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon.

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