2751 Tern Cir, Costa Mesa, CA 92626 Property Records

Orange County property record for 2751 Tern Cir, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,166 sqft · built 1965
Lot Size	0.201 acres (8,740 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Oct 2019)
Tax Bill	$12,259 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-481-26`

Property Details

APN / Parcel Number

Primary APN	`139-481-26`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Gross Area	2,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	8,740 sqft (0.201 acres)
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2751 TERN CIR
City	COSTA MESA
State	CA
Zip	92626-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5781 BLK LOT 1
Legal Subdivision	TRACT NO 5781
Legal Tract	5781
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1000
Census Tract	63803

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2751 TERN CIR, COSTA MESA, CA 92626-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage VP PARTNERS INC
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage VP PARTNERS INC VP PARTNERS INC
Oct 4, 2019	Grant Deed, Transfer · Conventional Mortgage VP PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	Jan 24, 2003 · Amount on Record
Deed Document Number	2019387454
Prior Transfer Date	Apr 26, 1994
Prior Transfer Doc	0000331372
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2751 TERN CIR, COSTA MESA, CA 92626-4700
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2751 TERN CIR, COSTA MESA, CA 92626-4700

Mortgage

Document Number	0000188795
Date	Mar 18, 2021
Instrument	2021000188795

Lender

Name	VP PARTNERS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2751 TERN CIR, COSTA MESA, CA 92626-4700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563234
Date	Dec 29, 2017
Instrument	2017000563234

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2751 TERN CIR, COSTA MESA, CA 92626-4700
Document Number	0000219573
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2751 TERN CIR COSTA MESA CA 926264700, COSTA MESA, CA 92626-4700

Mortgage

Document Number	0000219573
Date	May 14, 2020
Instrument	219573

Lender

Name	VP PARTNERS INC VP PARTNERS INC
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 4, 2019
Property Address	2751 TERN CIR, COSTA MESA, CA 92626-4700
Document Number	0000387454
Map Reference	MB 214 PG 11-13
Instrument Date	Oct 1, 2019
Instrument	2019000387454
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2751 TERN CIR, COSTA MESA, CA 92626-4700

Mortgage

Document Number	0000387455
Date	Oct 4, 2019
Instrument	2019000387455

Lender

Name	VP PARTNERS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0000387456
Date	Oct 4, 2019
Instrument	2019000387456

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,087,629 (+2%) Land $923,114 Building $164,515
2025	$12,259.00 (+5.13%)	$1,066,303 (+4.04%) Land $905,013 Building $161,290
2023	$11,661.00 (+2.66%)	$1,024,899 Land $869,871 Building $155,028
2022	$11,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1983–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, T-Mobile.

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