Orange County property record for 2771 Tern Cir, Costa Mesa, CA 92626
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,993 sqft · built 1965 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,550,000 (May 2026) |
| Tax Bill | $2,967 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-481-31 |
| Primary APN | 139-481-31 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,993 sqft Living Area |
| 1st Floor Area | 1,993 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 2771 TERN CIR |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92626-4700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 5781 BLK LOT 6 |
| Legal Subdivision | TRACT NO 5781 |
| Legal Tract | 5781 |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 63803 |
Source: Orange County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2456, CAPISTRANO BEACH, CA 92624-0456 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 22, 2026 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Apr 28, 2026 | Affidavit of Death of Trustee, Transfer |
| Sep 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SUSANNE RUTHERFORD |
| Apr 14, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Deed Document Number | 2026148024 |
| Prior Transfer Date | May 9, 2003 |
| Prior Transfer Doc | 0000583489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 22, 2026 |
| Property Address | 2771 TERN CIR, COSTA MESA, CA 92626-4700 |
| Document Number | 0000148024 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026148024 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $172,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 28, 2026 |
| Property Address | 2771 TERN CIR, COSTA MESA, CA 92626-4700 |
| Document Number | 0000120747 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026120747 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 23 ALSACE, LAGUNA NIGUEL, CA 92677-9015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2771 TERN CIR, COSTA MESA, CA 92626-4700 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2771 TERN CIR, COSTA MESA, CA 92626-4700 |
| Document Number | 0000217870 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 2023000217870 |
| Name | SUSANNE RUTHERFORD |
|---|---|
| Type | Private Party |
| Address | 7 ALSACE, LAGUNA NIGUEL, CA 92677 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2771 TERN CIR, COSTA MESA, CA 92626-4700 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 2771 TERN CIR, COSTA MESA, CA 92626-4700 |
| Document Number | 0000251569 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021000251569 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.56% |
| Type Change Date | Jun 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $190,135 (+2%) Land $76,602 Building $113,533 | |
| 2025 | $2,967.00 (+3.74%) Homeowner's exemption | $186,407 (+4.04%) Land $75,100 Building $111,307 |
| 2024 | $2,860.00 (+5.07%) | |
| 2023 | $2,722.00 (+6.12%) Homeowner's exemption | $179,169 Land $72,183 Building $106,986 |
| 2022 | $2,565.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (1983–1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cosmo Network Solutions Fixed Wireless | 250 / 100 |
May also be available: AT&T, GeoLinks, T-Mobile.
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