2750 Bluffside Dr, Rockford, IL 61109 Property Records

Winnebago County property record for 2750 Bluffside Dr, Rockford, IL 61109

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,229 sqft · built 1994
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2018)
Tax Bill	$5,663 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228D119`

Property Details

APN / Parcel Number

Primary APN	`228D119`
Alternative APN	`1512402003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,229 sqft Living Area
Gross Area	3,856 sqft
1st Floor Area	1,530 sqft
Basement Area	1,530 sqft
Finished Basement	675 sqft
Unfinished Basement	855 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Terrain	High
Garage Type	Attached
Garage Area	772 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	228D119
Street Address	2750 BLUFFSIDE DR
City	ROCKFORD
State	IL
Zip	61109-3198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUFFSIDE HEIGHTS BNG PT SE1/4 SEC 12-43-1 LOT 19
Legal Range	1
Legal Township	43
Legal Section	12
Legal Subdivision	BLUFFSIDE HEIGHTS
Legal Lot Number	19
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1003
Census Tract	3706

Owner

2750 Bluffside Dr is owned and occupied by an individual who bought it in May 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2750 BLUFFSIDE DR, ROCKFORD, IL 61109-3198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
May 15, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2018 · Amount on File
Deed Sale	May 15, 2018 · Amount on File
Prior Sale	May 15, 2018 · Amount on File
Deed Document Number	20181013433
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2750 BLUFFSIDE DR, ROCKFORD, IL 61109-3198
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026947
Date	Aug 2, 2021
Instrument	2126947

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2750 BLUFFSIDE DR, ROCKFORD, IL 61109-3198
Document Number	0001002352
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2750 BLUFFSIDE DR ROCKFORD IL 611093198, ROCKFORD, IL 61109-3198

Mortgage

Document Number	0001002352
Date	Jan 24, 2020
Instrument	1002352

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 23, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 15, 2018
Property Address	2750 BLUFFSIDE DR, ROCKFORD, IL 61109-3198
Document Number	0001013433
Instrument Date	May 9, 2018
Instrument	1013433
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2750 BLUFFSIDE DR ROCKFORD IL 611093198, ROCKFORD, IL 61109-3198

Mortgage

Document Number	1013434
Date	May 15, 2018
Instrument	1013434

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2750 Bluffside Dr was $5,663 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,663.00	$70,151 Land $9,802 Building $60,349	$210,453 Land $29,406 Building $181,047
2022	Homeowner's exemption	$49,617 Land $6,933 Building $42,684	$148,851 Land $20,799 Building $128,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2750 Bluffside Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2750 Bluffside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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