2725 Bluffside Dr, Rockford, IL 61109 Property Records

Winnebago County property record for 2725 Bluffside Dr, Rockford, IL 61109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,965 sqft · built 1995
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Dec 2021)
Tax Bill	$4,990 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`228D116`

Property Details

APN / Parcel Number

Primary APN	`228D116`
Alternative APN	`1512476002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,378 sqft
Basement Area	1,378 sqft
Finished Basement	587 sqft
Unfinished Basement	791 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	68,825 sqft
Terrain	High
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2725 BLUFFSIDE DR
City	ROCKFORD
State	IL
Zip	61109-3192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUFFSIDE HEIGHTS BNG PT SE1/4 SEC 12-43-1 LOT 16
Legal Range	1
Legal Township	43
Legal Section	12
Legal Subdivision	BLUFFSIDE HEIGHTS
Legal Lot Number	16
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1002
Census Tract	3706

Owner

2725 Bluffside Dr is owned and occupied by an individual who bought it in December 2021.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2725 BLUFFSIDE DR, ROCKFORD, IL 61109-3192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Dec 31, 1995 · Amount on File
Deed Document Number	202145130
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 15, 2021
Property Address	2725 BLUFFSIDE DR, ROCKFORD, IL 61109-3192
Document Number	0000045130
Map Reference	PB 39 PG 200A
Instrument Date	Dec 13, 2021
Instrument	2145130
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 BLUFFSIDE DR, ROCKFORD, IL 61109-3192

Mortgage

Document Number	0000045131
Date	Dec 15, 2021
Instrument	2145131

Lender

Name	BLACKHAWK BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2725 Bluffside Dr was $4,990 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,990.00	$62,522 Land $9,804 Building $52,718	$187,566 Land $29,412 Building $158,154
2022	Homeowner's exemption	$42,463 Land $6,933 Building $35,530	$127,389 Land $20,799 Building $106,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2725 Bluffside Dr in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2725 Bluffside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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