275 W River Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 275 W River Rd, Kawkawlin, MI 48631

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,248 sqft · built 2002
Lot Size78.4 acres (3,419,024 sqft)
OwnerIndividual Name on File
Tax Bill$1,974 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN020-024-100-005-01

Property Details

APN / Parcel Number

Primary APN020-024-100-005-01
Alternative APN
  • 0902002410000500

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Basement Area1,248 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleA-Frame
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,419,024 sqft (78.4 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Utility Building800 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address275 W RIVER RD
CityKAWKAWLIN
StateMI
Zip48631-9797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 1/2 OF NW 1/4. EX W 200 FT OF N 330 FT. SEC.24, T15N,R3E
JurisdictionBAY MI
Township / Civil DivisionBEAVER
Census Block Group3
Census Block3018
Census Tract286101

Owner

275 W River Rd is owned and occupied by an individual.

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address275 W RIVER RD, KAWKAWLIN, MI 48631-9797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE HUNTINGTON NATIONAL BANK
Jun 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
CHEMICAL BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address275 W RIVER RD, KAWKAWLIN, MI 48631-9797
Transaction TypeMortgage
Record UpdatedJul 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 W RIVER RD, KAWKAWLIN, MI 48631-9797

Mortgage

Document Number0000008027
DateMay 24, 2022
Instrument202208027
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address275 W RIVER RD, KAWKAWLIN, MI 48631-9797
Document Number0000009996
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address275 W RIVER RD KAWKAWLIN MI 486319797, KAWKAWLIN, MI 48631-9797

Mortgage

Document Number0000009996
DateJul 20, 2018
Instrument9996
Lender
NameCHEMICAL BK
TypeBank
AddressWYOMING, MI 49619
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 19, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 275 W River Rd was $1,974 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionBeaver Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026Homeowner's exemption$283,100 (+4.81%)$566,200 (+4.81%)
2025$1,974.00 Homeowner's exemption$270,100$540,200
2023$176,600$353,200
2022$3,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 W River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 W River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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