203 W River Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 203 W River Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,242 sqft · built 2007
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (Nov 2019)
Tax Bill	$5,839 (2022)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-024-200-005-08`

Property Details

APN / Parcel Number

Primary APN	`020-024-200-005-08`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,242 sqft Living Area
1st Floor Area	1,794 sqft
Basement Area	1,794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Attached - Finished
Garage Area	2,280 sqft
Driveway	Paver Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	203 W RIVER RD
City	KAWKAWLIN
State	MI
Zip	48631-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 466 FT E FR N 1/4 COR OF SEC TH E 200 FT TH S 600 FT TH W 200 FT TH N 600 FT TO BEG. SEC.24, T15N,R3E
Jurisdiction	BAY MI
Township / Civil Division	BEAVER
Census Block Group	3
Census Block	3018
Census Tract	286101

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 W RIVER RD, KAWKAWLIN, MI 48631-9797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit WILDFIRE CU
Nov 1, 2019	Warranty Deed, Transfer · Conventional with PMI WILDFIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	201914874
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	203 W RIVER RD, KAWKAWLIN, MI 48631-9797
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W RIVER RD, KAWKAWLIN, MI 48631-9797

Mortgage

Document Number	0000008652
Date	Jun 8, 2022
Instrument	202208652

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Nov 1, 2019
Property Address	203 W RIVER RD, KAWKAWLIN, MI 48631-9797
Document Number	0000014874
Instrument Date	Oct 28, 2019
Instrument	14874
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	CROSSROADS TITLE AGENCY, CROSSROADS TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,769.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 W RIVER RD KAWKAWLIN MI 486319797, KAWKAWLIN, MI 48631-9797

Mortgage

Document Number	14875
Date	Nov 1, 2019
Instrument	14875

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Beaver Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$265,600 (+38.98%)	$531,200 (+38.98%)
2023		$191,100	$382,200
2022	$5,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W River Rd

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