Schoharie County and Cobleskill Town property record for 275 Settles Mountain Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,709 sqft · built 1991 |
| Lot Size | 5.27 acres (229,561 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,004 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 55.-1-10 |
| Primary APN | 432689 55.-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,709 sqft Living Area |
| 1st Floor Area | 1,593 sqft |
| 2nd Floor Area | 1,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 229,561 sqft (5.27 acres) |
| Lot Width | 244 ft Width |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J187016 |
|---|---|
| Street Address | 275 SETTLES MOUNTAIN RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | HOUSE |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 740200 |
275 Settles Mountain Rd is owned and occupied by two individuals.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 275 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 275 Settles Mountain Rd was $9,004 with a homeowner's exemption, up 6.1% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,004.00 (+6.08%) Homeowner's exemption | ||
| 2025 | $8,488.00 | $186,800 Land $21,300 Building $165,500 | $381,224 Land $43,469 Building $337,755 |
| 2023 | $186,800 Land $21,300 Building $165,500 | $327,719 Land $37,368 Building $290,351 | |
| 2020 | $7,699.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 275 Settles Mountain Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 275 Settles Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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