Schoharie County and Cobleskill Town property record for 260 Settles Mountain Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 737 sqft · built 2006 |
| Lot Size | 7.32 acres (318,859 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Aug 2021) |
| Tax Bill | $3,471 (2026) |
| Deeds & Mortgages | Aug 2021 Sale Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 55.-1-5 |
| Primary APN | 432689 55.-1-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 737 sqft Living Area |
| 1st Floor Area | 737 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 318,859 sqft (7.32 acres) |
| Lot Width | 168 ft Width |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J189013 |
|---|---|
| Street Address | 260 SETTLES MOUNTAIN RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 226 GOLF CLUB DR, NEW SMYRNA BEACH, FL 32168-2123 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 19, 2021 | Warranty Deed, Transfer |
| Aug 24, 2017 | Deed of Trust, Mortgage CAPITAL COMMUNICATIONS FCU |
| Aug 24, 2017 | Deed, Transfer NOT AVAILABLE, LIVINGSTON, LLP GETNICK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2017 · Amount on Record |
| Deed Document Number | 2021794840 |
| Deed Book / Page | 1145 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Aug 19, 2021 |
| Property Address | 260 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7408 |
| Document Number | 1145/43 |
| Book / Page | 1145 / 43 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 794840 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 GOLF CLUB DR, NEW SMYRNA BEACH, FL 32168-2123 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 260 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001771/0000000087 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 0000001771/0000000087 |
| Instrument | 000000724619 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 173 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Aug 24, 2017 |
| Property Address | 260 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7408 |
| Document Number | 0000001052/0000000054 |
| Book / Page | 0000001052 / 0000000054 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, LIVINGSTON, LLP GETNICK |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7408 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,471.00 (+6.11%) | ||
| 2025 | $3,271.00 (+2.73%) | $72,000 (-) Land $18,600 Building $53,400 | $146,939 (+16.33%) Land $37,959 Building $108,980 |
| 2023 | $72,000 Land $18,600 Building $53,400 | $126,316 Land $32,632 Building $93,684 | |
| 2020 | $3,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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