275 Sandy Cay Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 275 Sandy Cay Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 2004
Lot Size	0.167 acres (7,275 sqft)
Owner	Company Name on File
Last Sale	$865,000 (Jan 2025)
Tax Bill	$4,490 (2024)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42790-00B-0170`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42790-00B-0170`
Alternative APN	`1068506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	2,138 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	13.8 ft deep x 5.4 ft wide
Garage Type	Finished
Garage Area	420 sqft

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Patio Area	140 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1068506
Street Address	275 SANDY CAY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-8261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK B PARADISE RETREAT PB 15-72 OR 2638-1329 OR 3038-4171 OR 3347-4237
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	PARADISE RETREAT
Legal Block	B
Legal Lot Number	17
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2012
Census Tract	950608

Owner

275 Sandy Cay Dr is owned by a company that bought it in January 2025.

Source: Walton County records, as of December 17, 2025

Owner of Record	Company Name on File
Mailing Address	1802 HILLCREST DR, EMPORIA, KS 66801-6035
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2025 · Amount on File
Deed Sale	Jan 27, 2025 · Amount on File
Prior Sale	Apr 19, 2017 · Amount on File
Deed Document Number	20250002264
Deed Book / Page	3347 / 4237
Record Updated	Jun 8, 2026

April 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WALTON FL
Recording Date	Apr 19, 2017
Property Address	275 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8261
Document Number	0030384171
Book / Page	3038 / 4171
Map Reference	MB15 PG72-72C
Instrument Date	Apr 7, 2017
Instrument	20170012169
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	H & S TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 N HOLIDAY RD, 85, MIRAMAR BEACH, FL 32550-7165

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 LEGION PARK LOOP, MIRAMAR BEACH, FL 32550-8039

Mortgage

Document Number	0030384175
Date	Apr 19, 2017
Instrument	3038/4175

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$583,081 Land $125,000 Building $458,081	$583,081 Land $125,000 Building $458,081
2024	$4,490.00 (+2.32%)
2023	$4,388.00 (+7.76%)	$612,331 (+10.32%) Land $41,349 Building $570,982	$612,331 (+10.32%) Land $41,349 Building $570,982
2022	$4,072.00	$555,046 Land $45,898 Building $509,148	$555,046 Land $45,898 Building $509,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 Sandy Cay Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2004) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 Sandy Cay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20