Walton County property record for 261 Sandy Cay Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,869 sqft · built 2004 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $725,000 (Jul 2021) |
| Tax Bill | $6,906 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42790-00B-0160 |
| Primary APN | 30-2S-21-42790-00B-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,869 sqft Living Area |
| Gross Area | 2,769 sqft |
| 1st Floor Area | 1,869 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,971 sqft (0.183 acres) |
| Lot Dimensions | 145 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 480 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 261 SANDY CAY DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-8261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC |
| Legal Description | LOT 16 BLK B PARADISE RETREAT PB 15-72 OR 2648-1842 OR 2803-3621 OR 2878-677 OR 3031-1565 OR 3206-1107 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | PARADISE RETREAT |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950608 |
Source: Walton County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 782 S RIVER RD, SAINT GEORGE, UT 84790-5716 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage FRONTLINE FINANCIAL LLC |
| Jan 19, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on Record |
| Deed Sale | Jul 7, 2021 · Amount on Record |
| Prior Sale | Jan 19, 2017 · Amount on Record |
| Deed Document Number | 202134215 |
| Deed Book / Page | 3206 / 1107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 7, 2021 |
| Property Address | 261 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8261 |
| Document Number | 0032061107 |
| Book / Page | 3206 / 1107 |
| Map Reference | MB 15 PG 72-72C |
| Instrument Date | Jul 2, 2021 |
| Instrument | 20210034215 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3034 WOODVUE RD S, 3034, GUNTERSVILLE, AL 35976-2609 |
| Name | Verified Name |
|---|---|
| Address | 782 S RIVER RD # 217, 217, SAINT GEORGE, UT 84790-5716 |
| Document Number | 32061108 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 3206/1108 |
| Name | FRONTLINE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 19, 2017 |
| Property Address | 261 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8261 |
| Document Number | 0030311565 |
| Book / Page | 003031 / 001565 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 1769 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,793.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3034 WOODVUE RD S GUNTERSVILLE AL 359762609, GUNTERSVILLE, AL 35976-2609 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,906.00 (-2.81%) | $764,317 (-10.96%) Land $125,000 Building $639,317 | $764,317 (-10.96%) Land $125,000 Building $639,317 |
| 2024 | $7,106.00 (-7.85%) | ||
| 2023 | $7,711.00 (+8.96%) | $858,407 (+12.41%) Land $41,349 Building $817,058 | $858,407 (+12.41%) Land $41,349 Building $817,058 |
| 2022 | $7,077.00 | $763,662 Land $45,898 Building $717,764 | $763,662 Land $45,898 Building $717,764 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2004) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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