275 S 540 E, Cedar City, UT 84720 Property Records

Iron County property record for 275 S 540 E, Cedar City, UT 84720

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,482 sqft · built 1944
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$694,925 (Dec 2025)
Tax Bill	$2,837 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2026 Transfer + 3 more
APN	`B-1051-0009-0000`

Property Details

APN / Parcel Number

Primary APN	`B-1051-0009-0000`
Alternative APNs	`0063245-1` `63245-1` `0063245`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,482 sqft Living Area
Gross Area	3,350 sqft
1st Floor Area	2,482 sqft
Basement Area	868 sqft
Finished Basement	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	62,291 sqft

Location & Zoning

Account Number	0063245
Street Address	275 S 540 E
City	CEDAR CITY
State	UT
Zip	84720-3483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N893136E ALG S LN 200 ST, CEDAR CITY, 260.39 FT& S04206E 334.50 FT FR NE COR BLK 20-1/2, PLAT B, CEDAR CITY TOWN SURVEY; N893136E 243.97 FT; N00950W 100.00 FT; N893136E 133.53 FT; S00950E 100.00 FT; S893136W 110.00 FT ; S00950E 182.77 FT;
Legal Range	11W
Legal Township	36S
Legal Section	14
Legal Subdivision	CEDAR CITY TOWN SURVEY
Legal Block	2
Jurisdiction	IRON UT
Township / Civil Division	CEDAR CITY
Census Block Group	1
Census Block	1002
Census Tract	110602

Owner

Source: Iron County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 S 540 E, CEDAR CITY, UT 84720-3483
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 7, 2026	Quit Claim Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 23, 2025	Intrafamily Transfer, Transfer SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG
Aug 3, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Jan 20, 2012
Deed Document Number	2025842320
Deed Book / Page	1741 / 1118
Prior Transfer Date	Dec 19, 2025
Prior Transfer Doc	01741/1116
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Recording Date	Sep 16, 2026
Property Address	275 S 540 E, CEDAR CITY, UT 84720-3483
Document Number	0000853792
Book / Page	1774 / 507
Instrument Date	Sep 9, 2026
Instrument	2026853792
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	275 S 540 E, CEDAR CITY, UT 84720-3483

Mortgage

Document Number	0000853792,
Date	Sep 16, 2026
Book Page	1774/507
Instrument	2026853792

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IRON UT
Recording Date	May 7, 2026
Property Address	275 S 540 E, CEDAR CITY, UT 84720-3483
Document Number	0000848129
Book / Page	1758 / 180
Instrument Date	May 6, 2026
Instrument	2026848129
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	255 S 540 E, CEDAR CITY, UT 84720-3483

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	Dec 23, 2025
Property Address	275 S 540 E, CEDAR CITY, UT 84720-3483
Document Number	01741/1118
Book / Page	1741 / 1118
Instrument Date	Dec 19, 2025
Instrument	842320
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	275 S 540 E, CEDAR CITY, UT 84720-3483

Mortgage

Document Number	0000842321
Date	Dec 23, 2025
Instrument	842321

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IRON UT
Recording Date	Dec 23, 2025
Property Address	275 S 540 E, CEDAR CITY, UT 84720-3483
Document Number	01741/1116
Book / Page	1741 / 1116
Instrument Date	Dec 19, 2025
Instrument	842319
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 W DENVER AVE, GUNNISON, CO 81230-3223

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IRON UT
Recording Date	Aug 3, 2023
Property Address	275 S 540 E, CEDAR CITY, UT 84720-3483
Document Number	01650/1265
Book / Page	1650 / 1265
Instrument Date	Aug 3, 2023
Instrument	808194
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 S 540 E, CEDAR CITY, UT 84720-3483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 S 540 E, CEDAR CITY, UT 84720-3483

Tax Assessment & Valuation

Source: Iron County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Iron County
Municipality	Cedar City
Unified School District	Iron School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,837.00 (+0.32%)	$365,408 (+0.48%) Land $73,053 Building $292,355	$661,138 (+0.44%) Land $129,583 Building $531,555
2025	$2,828.00 (+16.67%)	$363,662 (+19.58%) Land $66,411 Building $297,251	$658,259 (+19.69%) Land $117,802 Building $540,457
2023	$2,424.00	$304,105	$549,978 Land $117,802 Building $432,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 54% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR CITY WATERWORKS serves 39,670 people · EPA ID UTAH11002
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SC Broadband Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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