Habersham County property record for 275 River Cliff Dr, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,849 sqft · built 2025 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $574,200 (Oct 2025) |
| Tax Bill | $4,334 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 025 094 |
| Primary APN | 025 094 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,849 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 100,624 sqft (2.31 acres) |
| Lot Width | 100 ft Width |
| Deck Area | Deck Area |
| Heating System | Heat Pump |
|---|
| Account Number | 377411 |
|---|---|
| Street Address | 275 RIVER CLIFF DR |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-54 PHASE II PB 20-163 1414-850 |
| Legal Subdivision | 10-54 |
| Legal Phase | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 603 |
275 River Cliff Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 275 RIVER CLIFF DR, CORNELIA, GA 30531-5893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on File |
| Deed Sale | Oct 29, 2025 · Amount on File |
| Prior Sale | Aug 1, 2006 · Amount on File |
| Deed Book / Page | 1414 / 850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Oct 29, 2025 |
| Property Address | 275 RIVER CLIFF DR, CORNELIA, GA 30531-5893 |
| Document Number | 001414/850 |
| Book / Page | 1414 / 850 |
| Instrument Date | Oct 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5.74 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 RIVER CLIFF DR, CORNELIA, GA 30531-5893 |
| Document Number | 0001414853 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 1414/853 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Jan 1, 2055 |
The 2026 property tax bill for 275 River Cliff Dr was $4,334 with a homeowner's exemption, up 226.8% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,334.00 (+226.85%) Homeowner's exemption | $194,152 (+253.68%) Land $58,738 Building $135,414 | $485,378 (+253.68%) Land $146,844 Building $338,534 |
| 2025 | $1,326.00 | $54,895 Land $54,895 | $137,237 Land $137,237 |
| 2023 | $954.00 | $36,756 (-) Land $36,756 | $91,890 (-) Land $91,890 |
| 2022 | $954.00 | $36,756 Land $36,756 | $91,890 Land $91,890 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 275 River Cliff Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 275 River Cliff Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
May also be available: Verizon, Windstream.
4G LTE (outdoors only), no 5G reported
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