275 Peppertree Ln, Ferndale, CA 95536 Property Records

Humboldt County property record for 275 Peppertree Ln, Ferndale, CA 95536

Property Summary

Property Type	Rural Home
Lot Size	9.73 acres (423,991 sqft)
Owner	2 Individual Names on File
Last Sale	$437,000 (Jul 2014)
Tax Bill	$5,549 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205-401-002-000`

Property Details

APN / Parcel Number

Primary APN	`205-401-002-000`
Alternative APN	`20540102`

Exterior

Lot Area	423,991 sqft (9.73 acres)

Location & Zoning

Old Parcel Number	20540102
Street Address	275 PEPPERTREE LN
City	FERNDALE
State	CA
Zip	95536-9725
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AE
Legal Description	PARCEL 2 PM 909 BK 8 PG 28
Legal Subdivision	HUMBOLDT MERIDIAN
Jurisdiction	HUMBOLDT CA
Township / Civil Division	GARBERVILLE
Census Block Group	3
Census Block	3012
Census Tract	11100

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	275 PEPPERTREE LN, FERNDALE, CA 95536-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Line of Credit CALIFORNIA STATE & FED EMPLOYEES #20 CU
Jan 19, 2021	Deed of Trust, Mortgage COMPASS CMNTY CU
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA ST EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2014 · Amount on File
Deed Sale	Jul 11, 2014 · Amount on File
Prior Sale	Jul 11, 2014 · Amount on File
Deed Document Number	0001213503
Last Transfer Date	Jul 28, 2016
Transfer Doc	0000014098
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	275 PEPPERTREE LN, FERNDALE, CA 95536-9725
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	HUMBOLDT LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 PEPPERTREE LN, FERNDALE, CA 95536-9725

Mortgage

Document Number	0000000025
Date	Feb 3, 2021
Instrument	2021-002527

Lender

Name	CALIFORNIA STATE & FED EMPLOYEES #20 CU
Type	Credit Union
Address	EUREKA, CA 95502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	263 Months
Due	Jan 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	275 PEPPERTREE LN, FERNDALE, CA 95536-9725
Document Number	0000001580
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	275 PEPPERTREE LN FERNDALE CA 955369725, FERNDALE, CA 95536-9725

Mortgage

Document Number	0000001580
Date	Jan 25, 2021
Instrument	1580

Lender

Name	COMPASS CMNTY CU
Address	EUREKA, CA 95502

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	275 PEPPERTREE LN, FERNDALE, CA 95536-9725
Document Number	0000001349
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	275 PEPPERTREE LN FERNDALE CA 955369725, FERNDALE, CA 95536-9725

Mortgage

Document Number	0000001349
Date	Jan 29, 2018
Instrument	1349

Lender

Name	CALIFORNIA ST EMPS CU
Type	Credit Union
Address	EUREKA, CA 95502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jan 28, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,549.00 (+6.55%)	$525,200 (+4.04%) Land $240,367 Building $284,833
2023	$5,208.00 (+1.56%)	$504,808 Land $231,034 Building $273,774
2022	$5,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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