144 Peppertree Ln, Ferndale, CA 95536 Property Records

Humboldt County property record for 144 Peppertree Ln, Ferndale, CA 95536

Property Summary

Property Type	Rural Home
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2022)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-371-001-000`

Property Details

APN / Parcel Number

Primary APN	`205-371-001-000`
Alternative APN	`20537101`

Exterior

Lot Area	82,764 sqft (1.9 acres)

Location & Zoning

Street Address	144 PEPPERTREE LN
City	FERNDALE
State	CA
Zip	95536-9725
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	-SW4 SW4 S35 T02N R01W /0B A N C
Legal Block	3
Jurisdiction	HUMBOLDT CA
Township / Civil Division	GARBERVILLE
Census Block Group	3
Census Block	3012
Census Tract	11100

Owner

144 Peppertree Ln, a rural home, is owned and occupied by an individual who bought it in August 2022.

Source: Humboldt County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	144 PEPPERTREE LN, FERNDALE, CA 95536-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL CREDIT UNION
Aug 23, 2022	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	Apr 27, 2004 · Amount on File
Deed Document Number	202215624
Prior Transfer Date	Oct 17, 2013
Prior Transfer Doc	0000026385
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Recording Date	Jul 6, 2026
Property Address	144 PEPPERTREE LN, FERNDALE, CA 95536-9725
Document Number	0000008827
Instrument Date	Jun 30, 2026
Instrument	20268827
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 PEPPERTREE LN, FERNDALE, CA 95536-9725

Mortgage

Document Number	0000008827,
Date	Jul 6, 2026
Instrument	20268827

Lender

Name	CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Aug 23, 2022
Property Address	144 PEPPERTREE LN, FERNDALE, CA 95536-9725
Document Number	0000015624
Instrument Date	Jul 12, 2022
Instrument	2022-015624
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 PEPPERTREE LN, FERNDALE, CA 95536-9725

Mortgage

Document Number	0000015625
Date	Aug 23, 2022
Instrument	2022-015625

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 144 Peppertree Ln was $3,091, up 29.8% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,091.00 (+29.82%)	$286,110 Land $145,656 Building $140,454
2024	$2,381.00 (+1.8%)
2023	$2,339.00 (+1.48%)	$218,528 Land $55,201 Building $163,327
2022	$2,305.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 144 Peppertree Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Peppertree Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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