275 McLaughlin Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 275 McLaughlin Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,771 sqft · built 1996
Lot Size	3.22 acres (140,263 sqft)
Owner	Individual Name on Record
Tax Bill	$1,185 (2024)
Deeds & Mortgages	Jan 2021 Second Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-3N-28-0000-00615-0000`

Property Details

APN / Parcel Number

Primary APN	`17-3N-28-0000-00615-0000`
Alternative APN	`N283170000006150000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,771 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	1,771 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	140,263 sqft (3.22 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	121 sqft
Patio Area	527 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	275 MCLAUGHLIN RD
City	MILTON
State	FL
Zip	32570-9593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COMM AT TH NE COR OF TH SE4 THN S000134E 14.01 FT TO TH S R/W LI OGLESBY RD THN S882708W 45.00 FT TO TH W R/W LI MCLAUGHLIN RD THN S001844E 307.51 FT TO POB THN S001844E 70.01 FT THN S894116W 366.05 FT THN S001844E 238.00 FT THN S89*4116W 372.0
Legal Range	28W
Legal Township	3N
Legal Section	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1031
Census Tract	10400

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	275 MCLAUGHLIN RD, MILTON, FL 32570-9593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL CREDIT UNION OF FLORIDA
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANTA ROSA COUNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 17, 2005
Transfer Doc	0024481703
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	275 MCLAUGHLIN RD, MILTON, FL 32570-9593
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 MOLAUGHLIN RD, MILTON, FL 32570-9593

Mortgage

Document Number	0040572011
Date	Jan 19, 2021
Book Page	4057/2011
Instrument	202103267

Lender

Name	CENTRAL CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32522

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 26, 2041

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	275 MCLAUGHLIN RD, MILTON, FL 32570-9593
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035971639
Date	Feb 10, 2017
Book Page	3597/1639
Instrument	201705327

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union
Address	MILTON, FL 32572

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2032

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,571 (+2.9%)	$217,929 (+4.56%) Land $48,944 Building $168,985
2024	$1,185.00 (+2.33%) Homeowner's exemption	$132,722 (+3%)	$208,431 (+0.94%) Land $42,826 Building $165,605
2023	$1,158.00 (+2.84%) Homeowner's exemption	$128,856 (+3%)	$206,484 (+0.89%) Land $42,826 Building $163,658
2022	$1,126.00 Homeowner's exemption	$125,103	$204,659 Land $42,826 Building $161,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1998–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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