186 McLaughlin Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 186 McLaughlin Rd, Milton, FL 32570 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1974
Square Footage	1,735 sqft Heated Area
Lot Size	99,752 sqft (2.29 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2023)
Tax Bill	$1,906.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`16-3N-28-0000-00702-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,735 sqft Heated Area
Gross Area	2,531 sqft Gross Area
1st Floor	1,735 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1974
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Raised Foundation
Roof Material	Metal Roof
Lot Area	99,752 sqft (2.29 acres)
Depth X Width	2,700 ft x 2,910 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	1 sqft Shed
Patio Area	54 sqft Patio
Porch	Enclosed Porch
Porch Area	560 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	163N280000007020000
Street Address	186 MCLAUGHLIN RD
City	MILTON
State	FL
Zip	32570-8595
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PARCEL COMBINED FOR 2023 *** COM AT SW CORN OF NW4 OF SW4 OF SW4 OF SECTION 16 TOWNSHIP 3 NORTH RANGE 28 WEST THN N 205 FT
Legal Range	28W
Legal Township	03N
Legal Section	16
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Minor Civil Division	ALLENTOWN
Census Blockgroup	1
Census Block	1030
Census Tract	10400

Owner

Source: Santa Rosa County records · APN 16-3N-28-0000-00702-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	186 MCLAUGHLIN RD, MILTON, FL 32570-8595
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Deed Doc Number	202341913
Deed Book / Page	4433 / 1943
Record Refreshed	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 14, 2023
Property Address	186 MCLAUGHLIN RD, MILTON, FL 32570-8595
Document Number	0044331943
Book / Page	4433 / 1943
Instrument Date	Sep 11, 2023
Instrument	202341913
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	PURE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6541 STUBBS RD, MILTON, FL 32570-8682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 MCLAUGHLIN RD, MILTON, FL 32570-8595

Mortgage

Document Number	0044331947
Date	Sep 14, 2023
Instrument	4433/1947

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,906.00 (-18.93%) Homeowner's exemption	$196,097 (+1.16%) Land $32,060 Building $164,037	$196,097 (+1.16%) Land $32,060 Building $164,037
2023	$2,351.00 (+398.09%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$193,840 (+114.16%) Land $32,060 Building $161,780	$193,840 (+16.26%) Land $32,060 Building $161,780
2022	$472.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$90,510	$166,733 Land $14,000 Building $152,733

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 813 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.