275 Bradley Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 275 Bradley Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,067 sqft · built 1957
Lot Size	0.226 acres (9,828 sqft)
Owner	Company Name on File
Last Sale	$1,042,000 (Jul 2019)
Tax Bill	$12,560 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-262-015`

Property Details

APN / Parcel Number

Primary APN	`066-262-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,067 sqft Living Area
1st Floor Area	2,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Lot Area	9,828 sqft (0.226 acres)
Terrain	Below Road/Slope
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	275 BRADLEY AVE
City	MORRO BAY
State	CA
Zip	93442-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB T29S R11E SEC 31 PTN LT 4
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2037
Census Tract	10602

Owner

275 Bradley Ave is owned by a company that acquired it in December 2019.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	275 BRADLEY AVE, MORRO BAY, CA 93442-2844
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Jan 7, 2020	Correction Deed FIRST AMERICAN TITLE
Jul 2, 2019	Grant Deed, Transfer RABOBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Deed Document Number	201925645
Last Transfer Date	Dec 17, 2019
Transfer Doc	0000000815
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	275 BRADLEY AVE, MORRO BAY, CA 93442-2844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3829 LINDEN AVE, LONG BEACH, CA 90807-3414

Mortgage

Document Number	0000070505
Date	Dec 1, 2020
Instrument	2020070505

Lender

Name	MECHANICS BANK
Type	Bank
Address	ARROYO GRANDE, CA 93421

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 7, 2020
Property Address	275 BRADLEY AVE, MORRO BAY, CA 93442-2844
Document Number	0000000815
Instrument Date	Dec 17, 2019
Instrument	815
Record Updated	Jan 20, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2829 LINDEN AVE LONG BEACH CA 90806, LONG BEACH, CA 90806

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 2, 2019
Property Address	275 BRADLEY AVE, MORRO BAY, CA 93442-2844
Document Number	0000025645
Instrument Date	Jun 1, 2019
Instrument	25645
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,146.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3829 LINDEN AVE LONG BEACH CA 908073414, LONG BEACH, CA 90807-3414

Mortgage

Document Number	25646
Date	Jul 2, 2019
Instrument	25646

Lender

Name	RABOBANK
Type	Bank
Address	ARROYO GRANDE, CA 93421-6002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 275 Bradley Ave was $12,560.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,162,367 (+2%) Land $725,085 Building $437,282
2025	$12,560.00	$1,139,576 Land $710,868 Building $428,708
2023	$12,123.00 (+6.68%)	$1,095,326 Land $683,265 Building $412,061
2022	$11,364.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 275 Bradley Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 Bradley Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ranch Wifi, T-Mobile, Verizon.

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