2748 Willard Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2748 Willard Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,975 sqft · built 1911
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2021)
Tax Bill	$8,075 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-0004-0112-00`

Property Details

APN / Parcel Number

Primary APN	`040-0004-0112-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,975 sqft Living Area
1st Floor Area	808 sqft
2nd Floor Area	808 sqft
Attic	Attic
Attic Area	359 sqft
Basement Area	808 sqft

Exterior

Year Built	Built 1911
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	105 ft deep x 35 ft wide
Porch	Porch
Porch Area	105 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2748 WILLARD AVE
City	CINCINNATI
State	OH
Zip	45209-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2748 WILLARD AVE 35 X 105 LOT 23 LEWIS R SMITH SUB
Legal Subdivision	LEWIS R SMITH SUB
Legal Lot Number	23
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	5200

Owner

2748 Willard Ave is owned and occupied by an individual who bought it in July 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2748 WILLARD AVE, CINCINNATI, OH 45209-2205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Aug 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Aug 14, 2018
Deed Document Number	0000086955
Deed Book / Page	14460 / 2435
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 16, 2021
Property Address	2748 WILLARD AVE, CINCINNATI, OH 45209-2205
Document Number	0000086955
Book / Page	14460 / 2435
Map Reference	MB 17 PG 84
Instrument Date	Jul 13, 2021
Instrument	2021-0086955
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2748 WILLARD AVE, CINCINNATI, OH 45209-2205

Mortgage

Document Number	0000086956
Date	Jul 16, 2021
Instrument	2021-0086956

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 14, 2018
Property Address	2748 WILLARD AVE, CINCINNATI, OH 45209-2205
Document Number	0000071240
Book / Page	013731 / 000601
Instrument Date	Jul 17, 2018
Instrument	71240
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2500 WESTFIELD DR #102 ELGIN IL 601247700, 102, ELGIN, IL 60124-7700

Tax Assessment & Valuation

The 2025 property tax bill for 2748 Willard Ave was $8,075, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,075.00 (+3.14%)	$131,250 (+%) Land $38,825 Building $92,425
2024	$7,829.00 (-2.21%)	$131,249 (-) Land $38,825 Building $92,424
2023	$8,006.00 (-8.29%)	$131,249 (+2.23%) Land $38,825 Building $92,424	$375,000 Land $110,930 Building $264,070
2022	$8,730.00 Homeowner's exemption	$128,384 Land $37,226 Building $91,158
2020			$366,810 Land $106,360 Building $260,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2748 Willard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2748 Willard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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