Polk County property record for 2747 Rutledge Ct, Winter Haven, FL 33884
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,536 sqft · built 2006 |
| Lot Size | 0.074 acres (3,241 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,000 (Sep 2018) |
| Tax Bill | $1,788 (2025) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687552-002950 |
| Primary APN | 26-29-13-687552-002950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 1,778 sqft |
| 1st Floor Area | 1,536 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 3,241 sqft (0.074 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 128 sqft |
| Street Address | 2747 RUTLEDGE CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-5231 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 295 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | TRADITIONS PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 687552 |
| Legal Block | 2 |
| Legal Lot Number | 295 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2747 RUTLEDGE CT, WINTER HAVEN, FL 33884-5231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2018 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Mar 24, 2017 | Warranty Deed, Transfer · Conventional with PMI FBC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on Record |
| Deed Sale | Sep 5, 2018 · Amount on Record |
| Prior Sale | Mar 1, 2017 · Amount on Record |
| Deed Document Number | 2018188119 |
| Deed Book / Page | 10601 / 2253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 5, 2018 |
| Property Address | 2747 RUTLEDGE CT, WINTER HAVEN, FL 33884-5231 |
| Document Number | 0106012253 |
| Book / Page | 010601 / 002253 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 188119 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2747 RUTLEDGE CT WINTER HAVEN FL 338845231, WINTER HAVEN, FL 33884-5231 |
| Document Number | 106012254 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 010601/002254 |
| Instrument | 188120 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 24, 2017 |
| Property Address | 2747 RUTLEDGE CT, WINTER HAVEN, FL 33884-5231 |
| Document Number | 0101000495 |
| Book / Page | 010100 / 000495 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 56712 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $996.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2747 RUTLEDGE CT WINTER HAVEN FL 338845231, WINTER HAVEN, FL 33884-5231 |
| Document Number | 101000497 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 010100/000497 |
| Instrument | 56713 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,855 (+2.7%) | $200,000 (-1.96%) Land $100 Building $199,900 | |
| 2025 | $1,788.00 (+7.13%) Homeowner's exemption | $139,099 (+5.99%) | $204,000 (+1.49%) Land $100 Building $203,900 |
| 2023 | $1,669.00 (+3.6%) Homeowner's exemption | $131,242 (+3%) | $201,000 (+11.98%) Land $100 Building $200,900 |
| 2022 | $1,611.00 Homeowner's exemption | $127,419 | $179,500 Land $100 Building $179,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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