Polk County property record for 2744 Rutledge Ct, Winter Haven, FL 33884
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,419 sqft · built 2006 |
| Lot Size | 0.074 acres (3,202 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Nov 2023) |
| Tax Bill | $1,040 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Sep 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687552-002800 |
| Primary APN | 26-29-13-687552-002800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,419 sqft Living Area |
| Gross Area | 1,661 sqft |
| 1st Floor Area | 1,419 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 3,202 sqft (0.074 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 128 sqft |
| Street Address | 2744 RUTLEDGE CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-5230 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 280 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | TRADITIONS PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 687552 |
| Legal Block | 2 |
| Legal Lot Number | 280 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Warranty Deed, Transfer NOT AVAILABLE, AMOR TITLE LLC |
| Sep 9, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage RP FUNDING INC |
| Mar 15, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RP FNDG |
| Feb 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage RP FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on Record |
| Deed Sale | Nov 22, 2023 · Amount on Record |
| Prior Sale | Feb 8, 2017 · Amount on Record |
| Deed Document Number | 2023274902 |
| Deed Book / Page | 12916 / 1944 |
| Prior Transfer Date | Sep 6, 2022 |
| Prior Transfer Doc | 0000245264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 22, 2023 |
| Property Address | 2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230 |
| Document Number | 0000274902 |
| Book / Page | 12916 / 1944 |
| Map Reference | MB 131 PG 47-54 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023274902 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | NOT AVAILABLE, AMOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 SUNCREST TER # 1, 1, COLCHESTER, VT 05446-5704 |
| Name | Verified Name |
|---|---|
| Address | 7033 GIDEON CIR, ZEPHYRHILLS, FL 33541-2772 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 9, 2022 |
| Property Address | 2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230 |
| Document Number | 0000245264 |
| Book / Page | 12413 / 349 |
| Map Reference | MB 131 PG 47-54 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 2022245264 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2744 RUTLEDGE CT, 2744, WINTER HAVEN, FL 33884-5230 |
| Name | Verified Name |
|---|---|
| Address | 2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 11, 2021 |
| Property Address | 2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230 |
| Document Number | 0000151719 |
| Book / Page | 11755 / 1017 |
| Map Reference | MB 131 PG 47-54 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021151719 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230 |
| Document Number | 0117551019 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 11755/1019 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 15, 2021 |
| Property Address | 2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230 |
| Document Number | 0000064949 |
| Book / Page | 11621 / 1892 |
| Map Reference | MB 131 PG 47-54 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 2021064949 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2744 RUTEDGE COURT, WINTER HAVEN, FL 33884-5230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230 |
| Document Number | 0104501311 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2744 RUTLEDGE CT WINTER HAVEN FL 338845230, WINTER HAVEN, FL 33884-5230 |
| Document Number | 0104501311 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 010450/001311 |
| Instrument | 76859 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 8, 2017 |
| Property Address | 2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230 |
| Document Number | 0100600327 |
| Book / Page | 010060 / 000327 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 25343 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2744 RUTLEDGE CT WINTER HAVEN FL 338845230, WINTER HAVEN, FL 33884-5230 |
| Document Number | 100600329 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 010060/000329 |
| Instrument | 25344 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 7, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,923 (+2.7%) | $199,000 (-1.97%) Land $100 Building $198,900 | |
| 2025 | $1,040.00 (+4.42%) | $104,112 (+1.46%) | $203,000 (-4.47%) Land $100 Building $202,900 |
| 2024 | $996.00 (-3.68%) | ||
| 2023 | $1,034.00 (+146.19%) Homeowner's exemption | $102,609 (+3%) | $212,500 (+11.84%) Land $100 Building $212,400 |
| 2022 | $420.00 Homeowner's exemption | $99,620 | $190,000 Land $100 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures