2744 Rutledge Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 2744 Rutledge Ct, Winter Haven, FL 33884

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,419 sqft · built 2006
Lot Size0.074 acres (3,202 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Nov 2023)
Tax Bill$1,040 (2025)
Deeds & MortgagesNov 2023 Sale
Sep 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN26-29-13-687552-002800

Property Details

APN / Parcel Number

Primary APN26-29-13-687552-002800
Alternative APNs
  • 132926687552002800
  • 32926000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,419 sqft Living Area
Gross Area1,661 sqft
1st Floor Area1,419 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area3,202 sqft (0.074 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area242 sqft
PorchScreened/Unfinished Porch
Porch Area128 sqft

Location & Zoning

Street Address2744 RUTLEDGE CT
CityWINTER HAVEN
StateFL
Zip33884-5230
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 280
Legal Range26E
Legal Township29S
Legal Section13
Legal SubdivisionTRADITIONS PHASE 1
Legal Phase1
Legal Tract687552
Legal Block2
Legal Lot Number280
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group2
Census Block2000
Census Tract14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Warranty Deed, Transfer
NOT AVAILABLE, AMOR TITLE LLC
Sep 9, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 11, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
RP FUNDING INC
Mar 15, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
RP FNDG
Feb 8, 2017Warranty Deed, Transfer · Conventional Mortgage
RP FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleFeb 8, 2017 · Amount on Record
Deed Document Number2023274902
Deed Book / Page12916 / 1944
Prior Transfer DateSep 6, 2022
Prior Transfer Doc0000245264
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 22, 2023
Property Address2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230
Document Number0000274902
Book / Page12916 / 1944
Map ReferenceMB 131 PG 47-54
Instrument DateAug 17, 2023
Instrument2023274902
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyNOT AVAILABLE, AMOR TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address42 SUNCREST TER # 1, 1, COLCHESTER, VT 05446-5704

Transferred To (Grantee/Buyer)

NameVerified Name
Address7033 GIDEON CIR, ZEPHYRHILLS, FL 33541-2772

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateSep 9, 2022
Property Address2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230
Document Number0000245264
Book / Page12413 / 349
Map ReferenceMB 131 PG 47-54
Instrument DateSep 6, 2022
Instrument2022245264
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2744 RUTLEDGE CT, 2744, WINTER HAVEN, FL 33884-5230

Transferred To (Grantee/Buyer)

NameVerified Name
Address2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJun 11, 2021
Property Address2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230
Document Number0000151719
Book / Page11755 / 1017
Map ReferenceMB 131 PG 47-54
Instrument DateJun 1, 2021
Instrument2021151719
Transaction TypeTransfer
Record UpdatedSep 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230

Mortgage

Document Number0117551019
DateJun 11, 2021
Instrument11755/1019
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 15, 2021
Property Address2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230
Document Number0000064949
Book / Page11621 / 1892
Map ReferenceMB 131 PG 47-54
Instrument DateMar 9, 2021
Instrument2021064949
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2744 RUTEDGE COURT, WINTER HAVEN, FL 33884-5230

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230
Document Number0104501311
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedApr 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2744 RUTLEDGE CT WINTER HAVEN FL 338845230, WINTER HAVEN, FL 33884-5230

Mortgage

Document Number0104501311
DateApr 11, 2018
Book Page010450/001311
Instrument76859
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2048

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 8, 2017
Property Address2744 RUTLEDGE CT, WINTER HAVEN, FL 33884-5230
Document Number0100600327
Book / Page010060 / 000327
Instrument DateJan 27, 2017
Instrument25343
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2744 RUTLEDGE CT WINTER HAVEN FL 338845230, WINTER HAVEN, FL 33884-5230

Mortgage

Document Number100600329
DateFeb 8, 2017
Book Page010060/000329
Instrument25344
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 7, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,923 (+2.7%)$199,000 (-1.97%) Land $100 Building $198,900
2025$1,040.00 (+4.42%)$104,112 (+1.46%)$203,000 (-4.47%) Land $100 Building $202,900
2024$996.00 (-3.68%)
2023$1,034.00 (+146.19%) Homeowner's exemption$102,609 (+3%)$212,500 (+11.84%) Land $100 Building $212,400
2022$420.00 Homeowner's exemption$99,620$190,000 Land $100 Building $189,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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