2746 Oconee Dr, Gainesville, GA 30507 Property Records

Hall County property record for 2746 Oconee Dr, Gainesville, GA 30507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,136 sqft · built 2005
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Sep 2022)
Tax Bill	$2,932 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-021D-000-084`

Property Details

APN / Parcel Number

Primary APN	`15-021D-000-084`
Alternative APN	`70521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Heated Area
1st Floor Area	1,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Lot Dimensions	690 ft deep x 96 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	70521
Street Address	2746 OCONEE DR
City	GAINESVILLE
State	GA
Zip	30507-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	OCONEE CIRCLE
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1025
Census Tract	602

Owner

2746 Oconee Dr is owned and occupied by an individual who bought it in September 2022.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2746 OCONEE DR, GAINESVILLE, GA 30507-7848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Mar 11, 2020	Grant Deed, Transfer · FHA Mortgage BAY EQUITY
Oct 22, 2019	Grant Deed, Construction Loan · Construction Mortgage HUNT VENTURES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Document Number	20228430
Deed Book / Page	9202 / 682
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Sep 23, 2022
Property Address	2746 OCONEE DR, GAINESVILLE, GA 30507-7848
Document Number	0092020682
Book / Page	9202 / 682
Instrument Date	Sep 23, 2022
Instrument	2022-008430
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2746 OCONEE DR, GAINESVILLE, GA 30507-7848

Mortgage

Document Number	0092020000000684
Date	Sep 27, 2022
Book Page	0000009202/0000000684

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Mar 11, 2020
Property Address	2746 OCONEE DR, GAINESVILLE, GA 30507-7848
Document Number	0084410075
Book / Page	008441 / 000075
Instrument Date	Mar 9, 2020
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2746 OCONEE DR GAINESVILLE GA 305077848, GAINESVILLE, GA 30507-7848

Mortgage

Document Number	84410076
Date	Mar 11, 2020
Book Page	008441/000076

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

October 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Oct 22, 2019
Property Address	2746 OCONEE DR, GAINESVILLE, GA 30507-7848
Document Number	0083570646
Book / Page	008357 / 000646
Instrument Date	Oct 10, 2019
Transaction Type	Construction Loan
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2746 OCONEE DR GAINESVILLE GA 305077848, GAINESVILLE, GA 30507-7848

Mortgage

Document Number	83570647
Date	Oct 22, 2019
Book Page	008357/000647

Lender

Name	HUNT VENTURES LLC
Address	332 WASHINGTON ST NW, GAINESVILLE, GA 30501-8517

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 21, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 2746 Oconee Dr was $2,932, up 3% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,932.00 (+3.02%)	$120,040 (+3.13%) Land $27,280 Building $92,760	$300,100 (+3.13%) Land $68,200 Building $231,900
2025	$2,846.00	$116,400 Land $24,800 Building $91,600	$291,000 Land $62,000 Building $229,000
2023	$2,523.00 (+37.72%)	$95,960 (+42.37%) Land $16,360 Building $79,600	$239,900 (+42.37%) Land $40,900 Building $199,000
2022	$1,832.00	$67,400 Land $4,760 Building $62,640	$168,500 Land $11,900 Building $156,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2746 Oconee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2746 Oconee Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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