2745 SW Montego Ter, Stuart, FL 34997 Property Records

Martin County property record for 2745 SW Montego Ter, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Apr 2010)
Tax Bill	$5,831 (2024)
Deeds & Mortgages	Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-39-40-002-062-0008.1-9-0000`

Property Details

APN / Parcel Number

Primary APN	`12-39-40-002-062-0008.1-9-0000`
Alternative APNs	`12-39-40-002-062-00081-9` `59865`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
Gross Area	2,021 sqft
1st Floor Area	1,625 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2745 SW MONTEGO TER
City	STUART
State	FL
Zip	34997-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	ST LUCIE FALLS UNREC LOT 8 (LESS THE N 60.06 BLK 62 (AKA LOT 10)
Legal Range	40E
Legal Township	39S
Legal Section	12
Legal Subdivision	ST LUCIE FALLS (AKA RIVER FOREST)
Legal Block	62
Legal Lot Number	8,10
Jurisdiction	MARTIN FL
Township / Civil Division	INDIANTOWN
Census Block Group	1
Census Block	1007
Census Tract	1702

Owner

Source: Martin County records, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2745 NW MONTEGO TER, STUART, FL 34997
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2010 · Amount on Record
Deed Sale	Apr 22, 2010 · Amount on Record
Prior Sale	Apr 13, 2004 · Amount on Record
Deed Document Number	20102205249
Deed Book / Page	2449 / 210
Last Transfer Date	Nov 2, 2017
Transfer Doc	0029621884
Record Updated	Jun 8, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 4, 2017
Property Address	2745 SW MONTEGO TER, STUART, FL 34997-1203
Document Number	0029621884
Book / Page	002962 / 001884
Instrument Date	Nov 2, 2017
Instrument	2667444
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2745 NW MONTEGO TER STUART FL 34997, STUART, FL 34997

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$341,983 (+21%)	$370,500 (+10.1%) Land $145,000 Building $225,500
2024	$5,831.00 (+6.91%)
2023	$5,454.00 (+13.44%)	$282,631 (+1%)	$336,500 (+20.92%) Land $130,000 Building $206,500
2022	$4,808.00	$256,938	$278,280 Land $111,650 Building $166,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014
Water Source	Purchased groundwater from MARTIN CO UTILITIES
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20