Martin County property record for 2744 SW Montego Ter, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,625 sqft · built 2002 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Nov 2019) |
| Tax Bill | $3,952 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-002-047-0014.0-9-0000 |
| Primary APN | 12-39-40-002-047-0014.0-9-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| Gross Area | 2,117 sqft |
| 1st Floor Area | 1,625 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 123 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 59833 |
|---|---|
| Street Address | 2744 SW MONTEGO TER |
| City | STUART |
| State | FL |
| Zip | 34997-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | ST LUCIE FALLS UNREC LOT 14 (LESS THE S 59.94) BLK 47 (AKA-LOT 12) |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | ST LUCIE FALLS (AKA RIVER FOREST) |
| Legal Block | 47 |
| Legal Lot Number | 14,12 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1702 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2744 SW MONTEGO TER, STUART, FL 34997-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC |
| Jun 11, 2018 | Deed of Trust, Mortgage · Conventional with PMI LOANLEADERS/AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Prior Sale | May 29, 2008 · Amount on Record |
| Deed Document Number | 20192785390 |
| Deed Book / Page | 3095 / 225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 18, 2019 |
| Property Address | 2744 SW MONTEGO TER, STUART, FL 34997-1202 |
| Document Number | 0030950225 |
| Book / Page | 3095 / 0225 |
| Map Reference | MB 12 PG 48 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 2785390 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2744 SW MONTEGO TER, 2744, STUART, FL 34997-1202 |
| Name | Verified Name |
|---|---|
| Address | 2744 SW MONTEGO TER, STUART, FL 34997-1202 |
| Document Number | 0003095227 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 3095/227 |
| Name | GROUP ONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2744 SW MONTEGO TER, STUART, FL 34997-1202 |
| Document Number | 0029990351 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 2744 SW MONTEGO TER STUART FL 349971202, STUART, FL 34997-1202 |
| Document Number | 0029990351 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 002999/000351 |
| Instrument | 2700558 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2048 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,952.00 (-0.45%) Additional exemption filed | $263,515 (+5.99%) | $371,420 (+10.1%) Land $145,000 Building $226,420 |
| 2024 | $3,970.00 (+2.29%) | ||
| 2023 | $3,881.00 (+3.8%) Additional exemption filed | $248,631 (+3%) | $337,340 (+20.89%) Land $130,000 Building $207,340 |
| 2022 | $3,739.00 Homeowner's exemption | $241,390 | $279,040 Land $111,650 Building $167,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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