Carroll County property record for 2744 Rowe Rd, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,728 sqft · built 1986 |
| Lot Size | 0.608 acres (26,494 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $234,000 (Nov 2016) |
| Tax Bill | $3,555 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-012973 |
| Primary APN | 11-012973 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,728 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,494 sqft (0.608 acres) |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 012973 |
|---|---|
| Street Address | 2744 ROWE RD |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1A - 26494 SF 2744 ROWE RD SW OF WAKEFIELD |
| Legal Lot Number | 1A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 511000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2744 ROWE RD, NEW WINDSOR, MD 21776-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage NEW WINDSOR STATE BANK |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NWSB BK |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit NWSB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on Record |
| Deed Sale | Nov 14, 2016 · Amount on Record |
| Prior Sale | Nov 14, 2016 · Amount on Record |
| Deed Document Number | 20168515-0459 |
| Deed Book / Page | 8515 / 459 |
| Prior Transfer Date | Jun 29, 2016 |
| Prior Transfer Doc | 0085150455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2744 ROWE RD, NEW WINDSOR, MD 21776-9720 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0089630276 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 8963/0276 |
| Name | NEW WINDSOR STATE BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2744 ROWE RD, NEW WINDSOR, MD 21776-9720 |
| Document Number | 0099770283 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2744 ROWE RD NEW WINDSOR MD 217769720, NEW WINDSOR, MD 21776-9720 |
| Document Number | 0099770283 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 009977/000283 |
| Name | NWSB BK |
|---|---|
| Address | GETTYSBURG, PA 17325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2744 ROWE RD, NEW WINDSOR, MD 21776-9720 |
| Document Number | 0090400142 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2018 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2744 ROWE RD NEW WINDSOR MD 217769720, NEW WINDSOR, MD 21776-9720 |
| Document Number | 0090400142 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 009040/000142 |
| Name | NWSB BANK |
|---|---|
| Address | 16 LINCOLN SQ, GETTYSBURG, PA 17325-2205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,555.00 (+5.33%) Homeowner's exemption | $337,067 (+21.04%) | $365,300 (+30.19%) Land $106,400 Building $258,900 |
| 2025 | $3,375.00 (+7.28%) Homeowner's exemption | ||
| 2023 | $3,146.00 Homeowner's exemption | $278,467 | $280,600 Land $98,700 Building $181,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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