Carroll County property record for 2740 Rowe Rd, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 690 sqft · built 1956 |
| Lot Size | 0.503 acres (21,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jan 2023) |
| Tax Bill | $2,607 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-006019 |
| Primary APN | 11-006019 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 690 sqft Total Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 21,916 sqft (0.503 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 006019 |
|---|---|
| Street Address | 2740 ROWE RD |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LT - 21916 SF 2740 ROWE RD NEW WINDSOR |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 511000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2740 ROWE RD, NEW WINDSOR, MD 21776-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Oct 2, 2018 | Grant Deed, Transfer · Conventional with PMI FARMERS & MERCHANTS NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | Oct 2, 2018 · Amount on Record |
| Deed Book / Page | 10964 / 403 |
| Transfer Doc | 0038680574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 17, 2023 |
| Property Address | 2740 ROWE RD, NEW WINDSOR, MD 21776-9720 |
| Document Number | 0109640403 |
| Book / Page | 10964 / 403 |
| Map Reference | LB 9134 FO 240 |
| Instrument Date | Jan 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2023 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2740 ROWE RD, NEW WINDSOR, MD 21776-9720 |
| Document Number | 0109640410 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 10964-0410 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 2, 2018 |
| Property Address | 2740 ROWE RD, NEW WINDSOR, MD 21776-9720 |
| Document Number | 0091340240 |
| Book / Page | 009134 / 000240 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2018 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2740 ROWE RD NEW WINDSOR MD 217769720, NEW WINDSOR, MD 21776-9720 |
| Document Number | 91340247 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 009134/000247 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | HAMPSTEAD, MD 21074-2029 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,607.00 (+10.47%) | $184,400 (+10.75%) | $202,300 (-) Land $100,000 Building $102,300 |
| 2025 | $2,360.00 (+15.35%) | $166,500 (+13.21%) | $202,300 (+36.14%) Land $100,000 Building $102,300 |
| 2023 | $2,046.00 | $147,067 | $148,600 Land $90,100 Building $58,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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