Osceola County property record for 2744 Nottel Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,910 sqft · built 2022 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,999 (Dec 2022) |
| Tax Bill | $6,625 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202631013800015410 |
| Primary APN | 202631013800015410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,910 sqft Heated Area |
| Gross Area | 2,470 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2744 NOTTEL DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 541 |
| Legal Phase | 5 |
| Legal Lot Number | 541 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 202631013800015410
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2744 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Aug 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 27, 2022 | Special Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Deed Document Number | 2022183955 |
| Deed Book / Page | 6335 / 631 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2744 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2744 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0065861285 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 6586/1285 |
| Instrument | 2024051361 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3637 SENTARA WAY, VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2744 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2744 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0064661577 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 6466/1577 |
| Instrument | 2023114409 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 27, 2022 |
| Property Address | 2744 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0063350631 |
| Book / Page | 6335 / 631 |
| Map Reference | MB 32 PG 42&43 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022183955 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | TRINITY TTL CO OF CTRL FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE # 450, 450, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2744 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0006335633 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 6335/633 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Number | 0063350646 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 6335/646 |
| Instrument | 2022183957 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,625.00 (+1.83%) Homeowner's exemption | $338,300 (+0.74%) Land $75,000 Building $263,300 | $338,300 (+0.74%) Land $75,000 Building $263,300 |
| 2023 | $6,506.00 (+235.02%) Homeowner's exemption | $335,800 (+739.5%) Land $70,000 Building $265,800 | $335,800 (+739.5%) Land $70,000 Building $265,800 |
| 2022 | $1,942.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 173 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force 157 of 173 on primary residences |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Flood Events |
|
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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