Osceola County property record for 2740 Nottel Dr, Saint Cloud, FL 34772 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,080 sqft Living Area |
| Lot Size | 6,969 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $407,000 (2022) |
| Tax Bill | $7,029.00 (2024) |
| Primary APN | 20-26-31-0138-0001-5400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,660 sqft Gross Area |
| 1st Floor | 2,080 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 140 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2740 NOTTEL DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8776 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 540 |
| Legal Subdivision | HANOVER LAKES PHASE 5 A REPLAT |
| Legal Lot Number | 540 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 20-26-31-0138-0001-5400
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2740 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| May 08, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MORTGAGE CONNECT |
| Jan 02, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Dec 27, 2022 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Deed Doc Number | 2022183944 |
| Deed Book / Page | 6335 / 593 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 08, 2026 |
| Property Address | 2740 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0000061087 |
| Book / Page | 6968 / 2206 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202661087 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 2740 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0000061087, |
|---|---|
| Date | May 08, 2026 |
| Book Page | 6968/2206 |
| Instrument | 202661087 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2740 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2740 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0065272597 |
|---|---|
| Date | Jan 02, 2024 |
| Book Page | 6527/2597 |
| Instrument | 2024000245 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 27, 2022 |
| Property Address | 2740 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0063350593 |
| Book / Page | 6335 / 593 |
| Map Reference | MB 32 PG 42&43 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022183944 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,849.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2420 LAKEMONT AVE STE 450, 450, ORLANDO, FL 32814-6165 |
| Name | Verified Name |
|---|---|
| Address | 2740 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0006335595 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 6335/595 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,986.00 (-0.61%) Homeowner's exemption | $358,500 (+1.88%) Land $75,000 Building $283,500 | $358,500 (+1.88%) Land $75,000 Building $283,500 |
| 2024 | $7,029.00 (+3.43%) | ||
| 2023 | $6,796.00 (+249.95%) Homeowner's exemption | $351,900 (+779.75%) Land $70,000 Building $281,900 | $351,900 (+779.75%) Land $70,000 Building $281,900 |
| 2022 | $1,942.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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