27439 Cheapside Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 27439 Cheapside Rd, Cape Charles, VA 23310

Property Summary

Property Type	Vacant Land
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Mar 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`105A-A-100`

Property Details

APN / Parcel Number

Primary APN	`105A-A-100`
Alternative APNs	`476870` `1415`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	476870
Street Address	27439 CHEAPSIDE RD
City	CAPE CHARLES
State	VA
Zip	23310-1849
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	2 AC + OR - @CHEAPSIDE SCHOO 2 AC + OR - @CHEAPSIDE SCHOO
Legal Subdivision	CHEAPSIDE
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	1
Census Block Group	2
Census Block	2021
Census Tract	930302

Owner

Source: Northampton County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	27439 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE LLC
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit THE FARMERS BANK OF WILLARDS
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW COMMUNITY CAPITAL LLC
May 7, 2020	Intrafamily Transfer, Transfer · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Sep 7, 2017	Intrafamily Transfer, Transfer
Sep 7, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Sep 7, 2017
Last Transfer Date	May 7, 2020
Transfer Doc	0200000717
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	27439 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1849
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0180001292
Date	Sep 4, 2018
Instrument	180001292

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	27439 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1849
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0180000351
Date	Mar 9, 2018
Instrument	180000351

Lender

Name	THE FARMERS BANK OF WILLARDS

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	27439 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1849
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0210001398
Date	May 20, 2021
Instrument	210001398

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHAMPTON VA
Recording Date	May 7, 2020
Property Address	27439 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1849
Document Number	0200000717
Instrument Date	May 1, 2020
Instrument	200000717
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27439 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1849
Investor	Possibly a Property Investor

Mortgage

Document Number	0200000718
Date	May 7, 2020
Instrument	200000718

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHAMPTON VA
Recording Date	Sep 7, 2017
Property Address	27439 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1849
Document Number	0170001421
Instrument Date	Aug 1, 2017
Instrument	170001421
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27461 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1849
Investor	Possibly a Property Investor

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHAMPTON VA
Recording Date	Sep 7, 2017
Property Address	27439 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1849
Document Number	0170001422
Instrument Date	Aug 1, 2017
Instrument	170001422
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27461 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1849
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 (+13.11%)	$211,900 (+21.92%) Land $29,500 Building $182,400
2024			$211,900 (+21.92%) Land $29,500 Building $182,400
2023	$1,320.00	$173,800 Land $21,400 Building $152,400	$173,800 Land $21,400 Building $152,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cheapside Rd

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