Northampton County property record for 27402 Cheapside Rd, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,129 sqft · built 1954 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $395 (2025) |
| Deeds & Mortgages | Jul 2005 Construction Loan Jun 2011 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 105A-A-88 |
| Primary APN | 105A-A-88 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,129 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Finished/Screened Porch |
| Porch Area | 49 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Oil |
| Account Number | 272950 |
|---|---|
| Street Address | 27402 CHEAPSIDE RD |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN CHEAPSIDE IN CHEAPSIDE |
| Legal Subdivision | CHEAPSIDE |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 930302 |
Source: Northampton County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27402 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2005 | Deed of Trust, Mortgage · Construction Mortgage MERCANTILE PENINSULA BANK |
| Jun 2, 2011 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2007 |
| Deed Sale | Apr 3, 2007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 27402 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1848 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0050002901 |
|---|---|
| Date | Jul 28, 2005 |
| Instrument | 050002901 |
| Name | MERCANTILE PENINSULA BANK |
|---|---|
| Address | ONLEY, VA 23418 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jun 2, 2011 |
| Property Address | 27402 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1848 |
| Document Number | 0110000946 |
| Instrument Date | May 13, 2011 |
| Instrument | 110000946 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27402 CHEAPSIDE RD, CAPE CHARLES, VA 23310-1848 |
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $395.00 (+33%) | $56,100 (+43.48%) Land $21,800 Building $34,300 | |
| 2024 | $56,100 (+43.48%) Land $21,800 Building $34,300 | ||
| 2023 | $297.00 | $39,100 Land $14,500 Building $24,600 | $39,100 Land $14,500 Building $24,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
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