2742 E Waterman St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 2742 E Waterman St, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,807 sqft · built 2021
Lot Size0.306 acres (13,362 sqft)
OwnerIndividual Name on Record
Last Sale$1,151,961 (Sep 2021)
Tax Bill$4,857 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN313-23-276

Property Details

APN / Parcel Number

Primary APN313-23-276

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,807 sqft Living Area
1st Floor Area3,807 sqft

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area13,362 sqft (0.306 acres)
Parking Spaces3 Parking Spaces
Pool Area430 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2742 E WATERMAN ST
CityGILBERT
StateAZ
Zip85297-7800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-10
Legal DescriptionSOMERSET PHASE 1 MCR 1351-10
Legal Range06E
Legal Township02S
Legal Section03
Legal SubdivisionSOMERSET PHASE 1
Legal Phase1
Legal Lot Number61
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2002
Census Tract815401

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2742 E WATERMAN ST, GILBERT, AZ 85297-7800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Sep 9, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Dec 2, 2019Grant Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2021 · Amount on Record
Deed SaleSep 9, 2021 · Amount on Record
Deed Document Number20210975578
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2742 E WATERMAN ST, GILBERT, AZ 85297-7800
Transaction TypeMortgage
Record UpdatedJan 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 29232, PHOENIX, AZ 85038-9232

Mortgage

Document Number0000646490
DateDec 20, 2023
Instrument20230646490
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 19, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateSep 9, 2021
Property Address2742 E WATERMAN ST, GILBERT, AZ 85297-7800
Document Number0000975578
Map ReferenceMB 1351 PG 10
Instrument DateAug 23, 2021
Instrument20210975578
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3321 E BASELINE RD, 3321, GILBERT, AZ 85234-2633

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2742 E WATERMAN ST, GILBERT, AZ 85297-7800

Mortgage

Document Number0000975579
DateSep 9, 2021
Instrument20210975579
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Mortgage

Document Number0000975580
DateSep 9, 2021
Instrument20210975580
Lender
NameTRUWEST CU
TypeCredit Union
AddressTEMPE, AZ 85281
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 8, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateDec 2, 2019
Property Address2742 E WATERMAN ST, GILBERT, AZ 85297-7800
Document Number0000971192
Instrument DateDec 2, 2019
Instrument971192
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3321 E BASELINE RD GILBERT AZ 852342633, GILBERT, AZ 85234-2633

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$121,420 (+2.41%)$1,214,200 (+2.41%) Land $242,800 Building $971,400
2025$4,857.00 (-5.84%)
2024$118,560$1,185,600 Land $237,100 Building $948,500
2023$5,158.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

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