Maricopa County property record for 2782 E Waterman St, Gilbert, AZ 85297
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,807 sqft · built 2020 |
| Lot Size | 0.306 acres (13,362 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,637,500 (Nov 2025) |
| Tax Bill | $5,457 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Oct 2022 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 313-23-279 |
| Primary APN | 313-23-279 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,807 sqft Living Area |
| 1st Floor Area | 3,807 sqft |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 13,362 sqft (0.306 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 575 sqft |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 2782 E WATERMAN ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85297-7800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-10 |
| Legal Description | SOMERSET PHASE 1 MCR 1351-10 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | SOMERSET PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 815401 |
2782 E Waterman St is owner-occupied and held in a trust since November 2025.
Source: Maricopa County records, as of December 2, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TITLE AGCY INC |
| Oct 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| May 4, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC |
| Feb 25, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Jan 11, 2021 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY |
| Dec 2, 2019 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | May 4, 2021 · Amount on File |
| Deed Document Number | 20250679671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 24, 2025 |
| Property Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Document Number | 0000679671 |
| Map Reference | MB 1351 PG 10 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 20250679671 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | FIDELITY NATL TTL AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Document Number | 0000763674 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 20220763674 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 4, 2021 |
| Property Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Document Number | 0000498115 |
| Map Reference | MB 1351 PG 10 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 20210498115 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2782 E WATERMAN ST, 2782, GILBERT, AZ 85297-7800 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Feb 25, 2021 |
| Property Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Document Number | 0000213372 |
| Map Reference | MB 1351 PG 10 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 20210213372 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | OLD REPUBLIC TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3321 E BASELINE RD, 3321, GILBERT, AZ 85234-2633 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Document Number | 0000213373 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 20210213373 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jan 11, 2021 |
| Property Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Document Number | 0000029839 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 29839 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3321 E BASELINE RD GILBERT AZ 852342633, GILBERT, AZ 85234-2633 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 2, 2019 |
| Property Address | 2782 E WATERMAN ST, GILBERT, AZ 85297-7800 |
| Document Number | 0000971192 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 971192 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3321 E BASELINE RD GILBERT AZ 852342633, GILBERT, AZ 85234-2633 |
The 2025 property tax bill for 2782 E Waterman St was $5,457.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Higley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,720 | $1,227,200 Land $245,400 Building $981,800 | |
| 2025 | $5,457.00 | ||
| 2024 | $118,560 | $1,185,600 Land $237,100 Building $948,500 | |
| 2023 | $5,758.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2782 E Waterman St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2782 E Waterman St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
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