2741 Franklin Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2741 Franklin Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,628 sqft · built 2021
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$356,900 (Oct 2021)
Tax Bill$4,688 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN092531502300010110

Property Details

APN / Parcel Number

Primary APN092531502300010110

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,628 sqft Heated Area
Gross Area2,212 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,485 sqft (0.08 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area144 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2741 FRANKLIN RD
CitySAINT CLOUD
StateFL
Zip34771-9283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK RESERVE PB 29 PGS 121-124 LOT 11
Legal SubdivisionSPLIT OAK RESERVE
Legal Lot Number11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records · APN 092531502300010110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2741 FRANKLIN RD, SAINT CLOUD, FL 34771-9283
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Deed Document Number2021165517
Deed Book / Page6071 / 2544
Record UpdatedJun 08, 2026

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 25, 2021
Property Address2741 FRANKLIN RD, SAINT CLOUD, FL 34771-9283
Document Number0060712544
Book / Page6071 / 2544
Map ReferenceMB 29 PG 121-124
Instrument DateSep 30, 2021
Instrument2021165517
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,498.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2741 FRANKLIN RD, SAINT CLOUD, FL 34771-9283

Mortgage

Document Number0060712546
DateOct 25, 2021
Instrument6071/2546
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,688.00 (+4.92%) Homeowner's exemption$327,800 (+3.87%) Land $60,000 Building $267,800$327,800 (+3.87%) Land $60,000 Building $267,800
2023$4,468.00 (-2.02%) Homeowner's exemption$315,600 (+10.7%) Land $60,000 Building $255,600$315,600 (+10.7%) Land $60,000 Building $255,600
2022$4,560.00$285,100 Land $60,000 Building $225,100$285,100 Land $60,000 Building $225,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 201 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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