2740 Silver Oak Dr, Chico, CA 95973 Property Records

Butte County property record for 2740 Silver Oak Dr, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,447 sqft · built 1992
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$435,000 (Sep 2022)
Tax Bill	$4,231 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`016-020-013-000`

Property Details

APN / Parcel Number

Primary APN	`016-020-013-000`
Alternative APN	`048650013000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,447 sqft Living Area
1st Floor Area	1,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2740 SILVER OAK DR
City	CHICO
State	CA
Zip	95973-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 13 BLACK HILLS ESTATES PHASE 1
Legal Subdivision	BELVEDERE HEIGHTS SUB PHASE 4
Legal Lot Number	13
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1014
Census Tract	103

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2740 SILVER OAK DR, CHICO, CA 95973-5609
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 10, 2020	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 12, 2018	Grant Deed, Transfer BIDWELL TITLE AND ESCROW
Apr 23, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Apr 23, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	202231798
Prior Transfer Date	Oct 23, 1997
Prior Transfer Doc	0000040695
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 22, 2022
Property Address	2740 SILVER OAK DR, CHICO, CA 95973-5609
Document Number	0000031798
Map Reference	MB 118 PG 100&101
Instrument Date	Sep 21, 2022
Instrument	2022-0031798
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MID VALLEY T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 SILVER OAK DR, CHICO, CA 95973-5609

Mortgage

Document Number	0000031799
Date	Sep 22, 2022
Instrument	2022-0031799

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 10, 2020
Property Address	2740 SILVER OAK DR, CHICO, CA 95973-5609
Document Number	0000027298
Instrument Date	Jul 7, 2020
Instrument	27298
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2740 SILVER OAK DR CHICO CA 959735609, CHICO, CA 95973-5609

Mortgage

Document Number	27299
Date	Jul 10, 2020
Instrument	27299

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2035

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 12, 2018
Property Address	2740 SILVER OAK DR, CHICO, CA 95973-5609
Document Number	0000041013
Instrument Date	Dec 6, 2018
Instrument	41013
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2740 SILVER OAK DR CHICO CA 959735609, CHICO, CA 95973-5609

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2740 SILVER OAK DR, CHICO, CA 95973-5609
Document Number	0000013732
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2740 SILVER OAK DR CHICO CA 959735609, CHICO, CA 95973-5609

Mortgage

Document Number	0000013732
Date	Apr 24, 2018
Instrument	13732

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2740 SILVER OAK DR, CHICO, CA 95973-5609
Document Number	0000014196
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2740 SILVER OAK DR CHICO CA 959735609, CHICO, CA 95973-5609

Mortgage

Document Number	0000014196
Date	Apr 27, 2018
Instrument	14196

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,904 (+2%) Land $56,123 Building $319,781
2025	$4,231.00 (+8.13%) Homeowner's exemption	$368,534 (+4.04%) Land $55,023 Building $313,511
2024			$425,430
2023	$3,913.00 (-0.43%) Homeowner's exemption	$354,226 Land $52,888 Building $301,338
2022	$3,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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