2732 Silver Oak Dr, Chico, CA 95973 Property Records

Butte County property record for 2732 Silver Oak Dr, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,668 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,000 (Aug 2020)
Tax Bill	$5,289 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`016-020-031-000`

Property Details

APN / Parcel Number

Primary APN	`016-020-031-000`
Alternative APNs	`048650031000` `016-020-031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	016-020-031
Street Address	2732 SILVER OAK DR
City	CHICO
State	CA
Zip	95973-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 30 BLACK HILLS EST PH II
Legal Subdivision	BLACK HILLS ESTATES PH II
Legal Lot Number	30
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1014
Census Tract	103

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3450 SHALLOW SPRINGS TER, CHICO, CA 95928-7393
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2018	Deed of Trust, Mortgage STATE DEPARTMENT FCU
Aug 7, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Document Number	202031409
Prior Transfer Date	Nov 1, 2006
Prior Transfer Doc	0000022574
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2732 SILVER OAK DR, CHICO, CA 95973-5609
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027076
Date	Aug 13, 2018
Instrument	2018-0027076

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Aug 8, 2025

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 7, 2020
Property Address	2732 SILVER OAK DR, CHICO, CA 95973-5609
Document Number	0000031409
Instrument Date	Jul 21, 2020
Instrument	31409
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2575 BAY VISTA LN LOS OSOS CA 934024415, LOS OSOS, CA 93402-4415

Mortgage

Document Number	31410
Date	Aug 7, 2020
Instrument	31410

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2732 SILVER OAK DR, CHICO, CA 95973-5609
Document Number	0000021867
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2732 SILVER OAK DR CHICO CA 959735609, CHICO, CA 95973-5609

Mortgage

Document Number	0000021867
Date	May 1, 2019
Instrument	21867

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2039

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2732 SILVER OAK DR, CHICO, CA 95973-5609
Document Number	0000021868
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2732 SILVER OAK DR CHICO CA 959735609, CHICO, CA 95973-5609

Mortgage

Document Number	0000021868
Date	May 1, 2019
Instrument	21868

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,606 (+2%) Land $176,651 Building $285,955
2025	$5,289.00 (+7.96%)	$453,537 (+4.04%) Land $173,188 Building $280,349
2024			$463,860
2023	$4,899.00 (+1.47%)	$435,927 Land $166,464 Building $269,463
2022	$4,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

Nearby Properties on Silver Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures