2740 Rapid Lightning Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 2740 Rapid Lightning Rd, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,840 sqft · built 2020
Lot Size	23.2 acres (1,013,641 sqft)
Owner	Company Name on File
Last Sale	$194,200 (Jun 2018)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP58N01E186750A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01E186750A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,840 sqft Finished Area
1st Floor Area	3,840 sqft
Basement Area	1,920 sqft
Finished Basement	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	1,013,641 sqft (23.2 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	2740 RAPID LIGHTNING RD
City	SANDPOINT
State	ID
Zip	83864-4761
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-10
Legal Description	18-58N-1E W2E2W2 S OF CO RD
Legal Range	01E
Legal Township	58N
Legal Section	18
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1021
Census Tract	950202

Owner

Source: Bonner County records · APN RP58N01E186750A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2740 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4761
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 19, 2018	Warranty Deed, Transfer · ARM MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	2018923348
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2740 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4761
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000997160
Date	Dec 08, 2021
Instrument	997160

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jun 19, 2018
Property Address	2740 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4761
Document Number	0000923348
Instrument Date	Jun 19, 2018
Instrument	923348
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 STOREY ST, SANTA CRUZ, CA 95060-2619

Mortgage

Document Number	0000923349
Date	Jun 19, 2018
Instrument	923349

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 01, 2025
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	10.5%
Index	5-Year CMT
Max Rate	15.5%

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$804,071 (-3.81%)	$804,071 (-3.81%)
2025	$2,601.00 (-27.14%) Homeowner's exemption	$835,885 (-1.66%) Land $232,795 Building $603,090	$835,885 (-1.66%) Land $232,795 Building $603,090
2023	$3,570.00	$850,034 Land $190,554 Building $659,480	$850,034 Land $190,554 Building $659,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mann Holdings Fixed Wireless	250 / 50

May also be available: Newmax, T-Mobile USA.

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rapid Lightning Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures