Bonner County property record for 2078 Rapid Lightning Rd, Sandpoint, ID 83864
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,659 sqft · built 2018 |
| Lot Size | 10.2 acres (447,797 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,028 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | RP58N01W240301A |
| Primary APN | RP58N01W240301A |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,659 sqft Finished Area |
| 1st Floor Area | 1,659 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Mobile Home |
| Roof Type | Flat |
| Roof Material | Galvanized Metal |
| Lot Area | 447,797 sqft (10.2 acres) |
| Garage Type | Built-in |
| Pole Barn | 1,200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2078 RAPID LIGHTNING RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-4759 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A/f-20 |
| Legal Description | 24-58N-1W TAX 30 1991 NASHUA 14 X 66 MH |
| Legal Range | 01W |
| Legal Township | 58N |
| Legal Section | 24 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 950202 |
2078 Rapid Lightning Rd, a mobile home, is owned and occupied by an individual who acquired it in September 2022.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2078 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS OF AMERICA INC |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA |
| Sep 19, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2022 |
| Deed Sale | Sep 19, 2022 |
| Prior Sale | Apr 23, 2013 · Amount on File |
| Deed Document Number | 20221011693 |
| Prior Transfer Date | May 9, 2018 |
| Prior Transfer Doc | 0000921542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 2078 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4759 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | ALLIANCE TTL BOISE PRODUCTIO |
| Name | Verified Name |
|---|
| Document Number | 0000977327 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 977327 |
| Name | LOANLEADERS OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 2078 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4759 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|
| Document Number | 0000943592 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 943592 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 19, 2022 |
| Property Address | 2078 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4759 |
| Document Number | 0001011693 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 1011693 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2078 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4759 |
The 2026 property tax bill for 2078 Rapid Lightning Rd was $3,028 with a homeowner's exemption, up 6.5% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,028.00 (+6.51%) Homeowner's exemption | $885,978 (-0.15%) Land $429,558 Building $456,420 | $885,978 (-0.15%) Land $429,558 Building $456,420 |
| 2025 | $2,843.00 Homeowner's exemption | $887,282 Land $429,592 Building $457,690 | $887,282 Land $429,592 Building $457,690 |
| 2023 | $2,458.00 Homeowner's exemption | $771,992 Land $356,112 Building $415,880 | $771,992 Land $356,112 Building $415,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2078 Rapid Lightning Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2078 Rapid Lightning Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 85% of Idaho |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| E.L. Internet Northwest Fixed Wireless | 30 / 7 |
May also be available: Intermax Networks, T-Mobile.
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