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  5. Wordsworth St

274 Wordsworth St, Ferndale, MI 48220 Property Records

Oakland County property record for 274 Wordsworth St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 935 sqft · built 1924
Lot Size0.127 acres (5,532 sqft)
OwnerCompany Name on Record
Last Sale$177,000 (Sep 2020)
Tax Bill$6,417 (2025)
Deeds & MortgagesSep 2019 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN24-25-34-427-014

Property Details

APN / Parcel Number

Primary APN24-25-34-427-014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area935 sqft Living Area
1st Floor Area455 sqft
Basement Area455 sqft
Unfinished Basement455 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,532 sqft (0.127 acres)
Lot Dimensions111 ft deep x 50 ft wide
Garage Area369 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address274 WORDSWORTH ST
CityFERNDALE
StateMI
Zip48220-2529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 244, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionSTORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number244
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1001
Census Tract173500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address33717 WOODWARD AVE, BIRMINGHAM, MI 48009-0913
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
KAYE FINANCIAL CORP
Sep 18, 2020Warranty Deed, Transfer
LIBERTY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Prior SaleFeb 2, 2000 · Amount on Record
Deed Document Number2020190524
Deed Book / Page54853 / 705
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address274 WORDSWORTH ST, FERNDALE, MI 48220-2529
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143687
DateSep 5, 2019
Book Page53209/00478
Instrument143687
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
AddressWEST BLOOMFIELD, MI 48322
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2034

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 18, 2020
Property Address274 WORDSWORTH ST, FERNDALE, MI 48220-2529
Document Number0000190524
Book / Page054853 / 000705
Instrument DateSep 17, 2020
Instrument190524
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Tax$1,522.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address782 CHESTERFIELD AVE BIRMINGHAM MI 480091283, BIRMINGHAM, MI 48009-1283

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,417.00 (-4.66%)$112,380 (+12.77%)$224,760 (+12.77%)
2024$6,731.00 (+11.59%)
2023$99,650$199,300
2021$6,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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