265 Wordsworth St, Ferndale, MI 48220 Property Records

Oakland County property record for 265 Wordsworth St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1928
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Apr 2025)
Tax Bill	$5,923 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-426-015`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-426-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	937 sqft
Basement Area	937 sqft
Unfinished Basement	937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	265 WORDSWORTH ST
City	FERNDALE
State	MI
Zip	48220-2596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 270, ALSO VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	STORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number	270
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1000
Census Tract	173500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1029 DAVIS AVE NW, GRAND RAPIDS, MI 49504-4232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Warranty Deed, Transfer DARYL AND RENELL GINGELL LIVING TRU
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Sep 23, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	202549445
Deed Book / Page	60151 / 275
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 25, 2025
Property Address	265 WORDSWORTH ST, FERNDALE, MI 48220-2596
Document Number	0000049445
Book / Page	60151 / 275
Map Reference	LB 8 PG 20
Instrument Date	Apr 14, 2025
Instrument	49445
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 BACHE ST, SAN FRANCISCO, CA 94110-5942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 DAVIS AVE NW, GRAND RAPIDS, MI 49504-4232

Mortgage

Document Number	0060151277
Date	Apr 25, 2025
Instrument	60151/277

Lender

Name	DARYL AND RENELL GINGELL LIVING TRU
Type	Private Party

Agreement

Amount	Amount Recorded
Term	363 Months
Due	Jul 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 1, 2022
Property Address	265 WORDSWORTH ST, FERNDALE, MI 48220-2596
Document Number	0000353485
Book / Page	57640 / 550
Map Reference	LB 8 PG 20
Instrument Date	Mar 16, 2022
Instrument	353485
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	TITLE SOLUTIONS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 WORDSWORTH ST, 265, FERNDALE, MI 48220-2596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 W SARATOGA ST, FERNDALE, MI 48220-3336

Mortgage

Document Number	0057640552
Date	Apr 1, 2022
Instrument	57640/552

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	265 WORDSWORTH ST, FERNDALE, MI 48220-2596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161145
Date	Aug 25, 2017
Book Page	51013/00606
Instrument	161145

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 23, 2019
Property Address	265 WORDSWORTH ST, FERNDALE, MI 48220-2596
Document Number	0000155008
Book / Page	53279 / 00138
Map Reference	LB 8 PG 20
Instrument Date	Sep 17, 2019
Instrument	155008
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 WORDSWORTH ST, 265, FERNDALE, MI 48220-2596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30096 DEER RUN CT, FARMINGTON HILLS, MI 48331-6015

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,923.00 (-3.01%) Homeowner's exemption	$123,020 (+9.99%)	$246,040 (+9.99%)
2024	$6,107.00 (+20.24%)
2023		$111,850	$223,700
2021	$5,079.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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