274 Third St, Cadiz, KY 42211 Property Records

Trigg County property record for 274 Third St, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft
Lot Size	0.43 acres (18,845 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Jul 2018)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Apr 2006 Mortgage Jan 2007 Second Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`C-6-3-5`

Property Details

APN / Parcel Number

Primary APN	`C-6-3-5`
Alternative APN	`189564`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,845 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Heating Fuel	Gas

Location & Zoning

Street Address	274 THIRD ST
City	CADIZ
State	KY
Zip	42211-6140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURNER ADD 69
Legal Subdivision	TURNER ADD
Legal Lot Number	69
Jurisdiction	TRIGG KY
Township / Civil Division	CADIZ
Census Block Group	1
Census Block	1070
Census Tract	970201

Owner

Source: Trigg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	274 THIRD ST, CADIZ, KY 42211-6140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2006	Deed of Trust, Mortgage INTEGRA BANK NA
Jan 16, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS INC
Oct 22, 2012	Deed of Trust, Mortgage FNB BANK NA
May 6, 2013	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 18, 2014	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 17, 2005	Deed of Trust, Mortgage · Conventional Mortgage INTEGRA BANK NA
Dec 2, 2005	Deed of Trust, Mortgage · Line of Credit INTEGRA BANK NA
Jul 18, 2018	Deed, Transfer
May 2, 2017	Deed, Transfer · Conventional Mortgage
May 2, 2017	Deed, Transfer · Conventional Mortgage PLANTERS BANK
May 2, 2017	Deed, Transfer · Conventional Mortgage PLANTERS BANK
Nov 16, 2009	Deed, Transfer · Conventional Mortgage INTEGRA BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Document Number	2018197628
Deed Book / Page	300 / 363
Record Updated	Jun 8, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000226/339
Date	Apr 25, 2006
Book Page	226/339

Lender

Name	INTEGRA BANK NA
Type	Bank
Address	EVANSVILLE, IN 47705

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Mar 24, 2016

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000239/569
Date	Jan 16, 2007
Book Page	239/569

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2022

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000303/228
Date	Oct 22, 2012
Book Page	303/228

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2022

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000309/211
Date	May 6, 2013
Book Page	309/211

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2043

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000317/307
Date	Mar 18, 2014
Book Page	317/307

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	May 1, 2043

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000210/187
Date	Mar 17, 2005
Book Page	210/187

Lender

Name	INTEGRA BANK NA
Type	Bank
Address	EVANSVILLE, IN 47705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2020

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000221/353
Date	Dec 2, 2005
Book Page	221/353

Lender

Name	INTEGRA BANK NA
Type	Bank
Address	EVANSVILLE, IN 47705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 2, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Jul 18, 2018
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Document Number	00D300/363
Book / Page	D300 / 363
Map Reference	MB 1 PG 602
Instrument Date	Jul 18, 2018
Instrument	197628
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Tax	$116.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 CAMBRIDGE CT, CADIZ, KY 42211-6546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 THIRD ST, CADIZ, KY 42211-6140

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	May 2, 2017
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Document Number	293/364
Book / Page	293 / 364
Map Reference	MB 1 PG 602
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 LANCELOT DR, 549, CADIZ, KY 42211-9156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 THIRD ST, CADIZ, KY 42211-6140

Mortgage

Document Number	, 348/090
Date	May 2, 2017
Instrument	348/090

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	May 2, 2017
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Document Number	293/364
Book / Page	293 / 364
Map Reference	MB I PG 602
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 LANCELOT DR, 549, CADIZ, KY 42211-9156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 THIRD ST, CADIZ, KY 42211-6140

Mortgage

Document Number	348090
Date	May 2, 2017
Instrument	348/090

Lender

Name	PLANTERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	May 2, 2017
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Document Number	000293/364
Book / Page	293 / 364
Map Reference	MB 1 PG 602
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 LANCELOT DR, CADIZ, KY 42211-9156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 THIRD ST, CADIZ, KY 42211-6140

Mortgage

Document Number	0000348090
Date	May 2, 2017
Instrument	348/090

Lender

Name	PLANTERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

November 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Nov 16, 2009
Property Address	274 THIRD ST, CADIZ, KY 42211-6140
Document Number	000255/380
Book / Page	255 / 380
Instrument Date	Nov 4, 2009
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 NEW HOPE RD, CADIZ, KY 42211-9236

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000275/321
Date	Nov 16, 2009
Book Page	275/321

Lender

Name	INTEGRA BANK NA
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Cadiz City
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00 (-8.6%)	$116,000 (-)	$116,000 (-)
2023	$1,105.00	$116,000	$116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADIZ MUNICIPAL WATER CO serves 6,165 people · EPA ID KY1110054
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50