257 Third St, Cadiz, KY 42211 Property Records

Trigg County property record for 257 Third St, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,460 sqft · built 1979
Lot Size	0.41 acres (17,829 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jan 2023)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-6-2-13`

Property Details

APN / Parcel Number

Primary APN	`C-6-2-13`
Alternative APN	`191036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,829 sqft (0.41 acres)
Garage Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	257 THIRD ST
City	CADIZ
State	KY
Zip	42211-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURNER LOTS
Legal Subdivision	HH TURNER
Jurisdiction	TRIGG KY
Township / Civil Division	CADIZ
Census Block Group	1
Census Block	1069
Census Tract	970201

Owner

Source: Trigg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	257 THIRD ST, CADIZ, KY 42211-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2016	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 25, 2016	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 6, 2023	Deed, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Deed Document Number	2023298627
Deed Book / Page	325 / 80
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	257 THIRD ST, CADIZ, KY 42211-9183
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M391/605
Date	Apr 28, 2021
Book Page	M391/605
Instrument	284509

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	257 THIRD ST, CADIZ, KY 42211-9183
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000340/474
Date	Aug 17, 2016
Book Page	340/474

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2046

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	257 THIRD ST, CADIZ, KY 42211-9183
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000342/322
Date	Oct 25, 2016
Book Page	342/322

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2046

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Jan 6, 2023
Property Address	257 THIRD ST, CADIZ, KY 42211-9183
Document Number	000D325/80
Book / Page	D325 / 80
Map Reference	MB 2 PG 232 1/2
Instrument Date	Jan 3, 2023
Instrument	298627
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	257 THIRD ST, CADIZ, KY 42211-9183

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	257 THIRD ST, CADIZ, KY 42211-9183

Mortgage

Document Number	0000298628
Date	Jan 6, 2023
Instrument	298628

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Cadiz City
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 (-8.63%)	$225,000 (-)	$225,000 (-)
2023	$2,144.00	$225,000	$225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADIZ MUNICIPAL WATER CO serves 6,165 people · EPA ID KY1110054
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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