Walworth County property record for 274 Stearns Rd, Fontana, WI 53125
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,176 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2020 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SA424900002 |
| Primary APN | SA424900002 |
|---|
| Lot Area | 143,748 sqft (3.3 acres) |
|---|
| Street Address | 274 STEARNS RD |
|---|---|
| City | FONTANA |
| State | WI |
| Zip | 53125-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 CERTIFIED SURVEY NO. 4249 AS RECORDED IN VOL 27 OF C.S. ON PAGE 124 WCR. LOCATED IN SW 1/4 NW 1/4 SEC 11 T1N R16E. 1457 |
| Legal Range | 16E |
| Legal Township | 01N |
| Legal Section | 11 |
| Legal Subdivision | CERTIFIED SURV MAP #4249 |
| Legal Lot Number | 2 |
| Jurisdiction | WALWORTH WI |
| Township / Civil Division | FONTANA-ON-GENEVA LAKE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1603 |
274 Stearns Rd, a single family home, is owned by two individuals.
Source: Walworth County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 82, FONTANA, WI 53125-0082 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO |
| Oct 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK & TRUST CO |
| Mar 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 274 STEARNS RD, FONTANA, WI 53125-1112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001033225 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 1033225 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 274 STEARNS RD, FONTANA, WI 53125-1112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001019952 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 1019952 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 11, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | Sep 11, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.95% |
| Index | 1-Year LIBOR |
| Max Rate | 7.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 274 STEARNS RD, FONTANA, WI 53125-1112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001006417 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 1006417 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 18, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.15% |
| Type Change Date | Mar 18, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
The 2025 property tax bill for 274 Stearns Rd was $10,176.
Source: Walworth County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Walworth County |
| Municipality | Fontana-on-Geneva Lake Village |
| Elementary School District | Fontana Joint No. 8 School District (PK - 08) |
| Secondary School District | Big Foot Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,176.00 | $1,289,500 Land $123,100 Building $1,166,400 | $1,381,013 Land $131,836 Building $1,249,177 |
| 2023 | $10,438.00 (-2.99%) | $828,000 (-) Land $79,500 Building $748,500 | |
| 2022 | $10,760.00 | $828,000 Land $79,500 Building $748,500 | $1,052,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 274 Stearns Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 2, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 274 Stearns Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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