Walworth County property record for 305 Stearns Rd, Fontana, WI 53125
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jun 2010) |
| Tax Bill | $13,331 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SA151500003 |
| Primary APN | SA151500003 |
|---|
| Lot Area | 66,211 sqft (1.52 acres) |
|---|
| Street Address | 305 STEARNS RD |
|---|---|
| City | FONTANA |
| State | WI |
| Zip | 53125-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 CERT SURVEY NO. 1515 AS RECORDED IN VOL 7 CS PG 119 WCR. SW 1/4 SE 1/4 SEC 11 T1N R16E. 66380 SQ FT VILLAGE OF FONTANA |
| Legal Range | 16E |
| Legal Township | 01N |
| Legal Section | 11 |
| Legal Subdivision | CERTIFIED SURVEY MAP NO 1515 |
| Legal Lot Number | 3 |
| Jurisdiction | WALWORTH WI |
| Township / Civil Division | FONTANA-ON-GENEVA LAKE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1607 |
Source: Walworth County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 STEARNS RD, FONTANA, WI 53125-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit GREENWOOD STATE BANK |
| Feb 27, 2019 | Deed of Trust, Mortgage · Line of Credit JOHNSON BANK |
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit GREENWOOD STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2010 · Amount on Record |
| Deed Sale | Jun 15, 2010 · Amount on Record |
| Deed Document Number | 2010791194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 305 STEARNS RD, FONTANA, WI 53125-1114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001126980 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 1126980 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 26, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 305 STEARNS RD, FONTANA, WI 53125-1114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 305 STEAMS ROAD, FONTANA, WI 53125 |
| Document Number | 0001086028 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 1086028 |
| Name | GREENWOOD STATE BANK |
|---|---|
| Type | Bank |
| Address | LAKE MILLS, WI 53551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 305 STEARNS RD, FONTANA, WI 53125-1114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000983208 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 983208 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Address | JANESVILLE, WI 53545 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 305 STEARNS RD, FONTANA, WI 53125-1114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 305 STEARNS RD, FONTANA, WI 53125-1114 |
| Document Number | 0001057148 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 1057148 |
| Name | GREENWOOD STATE BANK |
|---|---|
| Type | Bank |
| Address | LAKE MILLS, WI 53551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Walworth County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Walworth County |
| Municipality | Fontana-on-Geneva Lake Village |
| Elementary School District | Fontana Joint No. 8 School District (PK - 08) |
| Secondary School District | Big Foot Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,331.00 (+4.08%) Homeowner's exemption | $1,707,400 (+66.46%) Land $308,800 Building $1,398,600 | $1,828,571 (+40.23%) Land $330,715 Building $1,497,856 |
| 2023 | $12,808.00 (-3.98%) | $1,025,700 (-) Land $193,900 Building $831,800 | |
| 2022 | $13,339.00 | $1,025,700 Land $193,900 Building $831,800 | $1,303,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FONTANA WATER UTILITY serves 1,839 people · EPA ID WI2650128 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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