274 Orchard Dr, Commerce, GA 30529 Property Records

Jackson County property record for 274 Orchard Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,566 sqft · built 2006
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Tax Bill	$2,718 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C17 063A`

Property Details

APN / Parcel Number

Primary APN	`C17 063A`
Alternative APN	`9576`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,566 sqft Heated Area
1st Floor Area	936 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	280 sqft
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9576
Street Address	274 ORCHARD DR
City	COMMERCE
State	GA
Zip	30529-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	PT LOT 8,12 & LOT 11 BLK C PIEDMONT HILLS
Legal Subdivision	HILL
Legal Tract	2
Legal Block	C
Legal Lot Number	8,11,12
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2005
Census Tract	10300

Owner

274 Orchard Dr is owned and occupied by an individual who acquired it in December 2024.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	274 ORCHARD DR, COMMERCE, GA 30529-1656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Jan 3, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Mar 9, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 31, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024
Deed Sale	Dec 4, 2024
Prior Sale	Feb 12, 2009 · Amount on File
Deed Book / Page	113N / 814
Prior Transfer Date	Nov 20, 2024
Prior Transfer Doc	00113N0814
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	274 ORCHARD DR, COMMERCE, GA 30529-1656
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ORCHARD DR, COMMERCE, GA 30529-1656

Mortgage

Document Number	00116P0000000226
Date	Aug 12, 2025
Book Page	000000116P/0000000226

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	274 ORCHARD DR, COMMERCE, GA 30529-1656
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ORCHARD DR, COMMERCE, GA 30529-1656

Mortgage

Document Number	00100F0000000218
Date	Jan 3, 2022
Book Page	000000100F/0000000218

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	274 ORCHARD DR, COMMERCE, GA 30529-1656
Document Number	00083Y0256
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ORCHARD DR COMMERCE GA 305291656, COMMERCE, GA 30529-1656

Mortgage

Document Number	00083Y0256
Date	Mar 29, 2019
Book Page	00083Y/000256

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 31, 2017
Property Address	274 ORCHARD DR, COMMERCE, GA 30529-1656
Document Number	00076N0196
Book / Page	00076N / 000196
Instrument Date	Jan 1, 2017
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$100.81
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ORCHARD DR COMMERCE GA 305291656, COMMERCE, GA 30529-1656

Tax Assessment & Valuation

The 2025 property tax bill for 274 Orchard Dr was $2,718 with a homeowner's exemption, down 3.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,280 (-) Land $32,400 Building $69,880	$255,700 (-) Land $81,000 Building $174,700
2025	$2,718.00 (-3.1%) Homeowner's exemption	$102,280 (-) Land $32,400 Building $69,880	$255,700 (-) Land $81,000 Building $174,700
2024	$2,805.00 (+35.51%) Homeowner's exemption	$102,280 (+17.08%) Land $32,400 Building $69,880	$255,700 (+17.08%) Land $81,000 Building $174,700
2023	$2,070.00 (-5.65%) Homeowner's exemption	$87,360 (+27.79%) Land $25,200 Building $62,160	$218,400 (+27.79%) Land $63,000 Building $155,400
2022	$2,194.00 Homeowner's exemption	$68,360 Land $18,000 Building $50,360	$170,900 Land $45,000 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 Orchard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Orchard Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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