274 Lydia Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 274 Lydia Ave, Woonsocket, RI 02895 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1955
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$182,000 (Sep 2019)
Tax Bill$3,639 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNWOON M:32E L:134 U:36

Property Details

APN / Parcel Number

Primary APNWOON M:32E L:134 U:36
Alternative APN
  • 5995

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,920 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number5995
Street Address274 LYDIA AVE
CityWOONSOCKET
StateRI
Zip02895-6619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number134
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group1
Census Block1014
Census Tract17700

Owner

Source: Woonsocket City records · APN WOON M:32E L:134 U:36

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address274 LYDIA AVE, WOONSOCKET, RI 02895-6619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Oct 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BETTER MORTGAGE CORP
Sep 06, 2019Warranty Deed, Transfer · Conventional with PMI
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2019 · Amount on Record
Deed SaleSep 06, 2019 · Amount on Record
Deed Document Number2019202973
Deed Book / Page2466 / 257
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Recording DateApr 08, 2026
Property Address274 LYDIA AVE, WOONSOCKET, RI 02895-6619
Document Number0003024-70
Book / Page3024 / 70
Instrument DateMar 24, 2026
Instrument2026243055
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 LYDIA AVE, WOONSOCKET, RI 02895-6619

Mortgage

Document Number0000243055,
DateApr 08, 2026
Book Page3024/70
Instrument2026243055
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address274 LYDIA AVE, WOONSOCKET, RI 02895-6619
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2672-322
DateOct 15, 2021
Book Page2672/322
Instrument217758
Lender
NameBETTER MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateSep 06, 2019
Property Address274 LYDIA AVE, WOONSOCKET, RI 02895-6619
Document Number2466-257
Book / Page002466 / 000257
Instrument DateSep 06, 2019
Instrument202973
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$182.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 LYDIA AVE WOONSOCKET RI 028956619, WOONSOCKET, RI 02895-6619

Mortgage

Document Number2466-259
DateSep 06, 2019
Book Page002466/000259
Instrument202974
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 05, 2049

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,639.00 (+17.16%)$324,000 (+45.81%) Land $106,300 Building $217,700
2023$3,106.00$222,200 (-) Land $86,700 Building $135,500
2022$3,106.00$222,200 Land $86,700 Building $135,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Blackstone Canal (Boundary Increase)
listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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